551 Chestnut St, Waban, MA 02468 Property Records

Middlesex County and Newton City property record for 551 Chestnut St, Waban, MA 02468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,363 sqft · built 1920
Lot Size	0.233 acres (10,162 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Jun 2018)
Tax Bill	$14,211 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53034 0012`

Property Details

APN / Parcel Number

Primary APN	`53034 0012`
Alternative APN	`NEWT S:53 B:034 L:0012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,363 sqft Living Area
Gross Area	4,902 sqft
1st Floor Area	1,213 sqft
Basement Area	1,213 sqft
Unfinished Basement	1,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Tudor
Exterior Material	Stucco
Construction Type	Concrete
Roof Type	Gable
Roof Material	Slate
Lot Area	10,162 sqft (0.233 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	53034 0012
Street Address	551 CHESTNUT ST
City	WABAN
State	MA
Zip	02468-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Block	34
Legal Lot Number	12
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4020
Census Tract	374400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Woodland, Newton Highlands, and Newton Centre Railroad Stations, and Baggage and Express Building listed 1976 · 4 contributing resources · NRIS 76002137

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

551 Chestnut St is owned and occupied by two individuals who bought it in June 2018.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	551 CHESTNUT ST, WABAN, MA 02468-1210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 9, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 28, 2018	Quit Claim Deed, Transfer CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Transfer Doc	0001791050
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	551 CHESTNUT ST, WABAN, MA 02468-1210
Document Number	0001855379
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 CHESTNUT ST WABAN MA 024681210, WABAN, MA 02468-1210

Mortgage

Document Number	0001855379
Date	Oct 6, 2020
Instrument	1855379

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	551 CHESTNUT ST, WABAN, MA 02468-1210
Document Number	0000026258
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 CHESTNUT ST WABAN MA 024681210, WABAN, MA 02468-1210

Mortgage

Document Number	0000026258
Date	Oct 18, 2019
Instrument	26258

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jun 28, 2018
Property Address	551 CHESTNUT ST, WABAN, MA 02468-1210
Document Number	0000091050
Instrument Date	Jun 21, 2018
Instrument	91050
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,928.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	551 CHESTNUT ST WABAN MA 024681210, WABAN, MA 02468-1210

Mortgage

Document Number	91051
Date	Jun 28, 2018
Instrument	91051

Lender

Name	CAMBRIDGE SVGS BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 551 Chestnut St was $14,211, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,211.00 (+3.81%)	$1,466,600 (+5%) Land $1,137,900 Building $328,700	$1,819,535 (-)
2025	$13,689.00 (+3.42%)	$1,396,800 (+3%) Land $1,083,700 Building $313,100	$1,819,535 (+6.6%)
2024	$13,236.00 (+5.27%)	$1,356,100 (+9.8%) Land $1,052,100 Building $304,000	$1,706,865
2023	$12,573.00	$1,235,100 Land $809,200 Building $425,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 551 Chestnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 551 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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