538 Chestnut St, Waban, MA 02468 Property Records

Middlesex County and Newton City property record for 538 Chestnut St, Waban, MA 02468

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,656 sqft · built 1905
Lot Size	0.345 acres (15,021 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Jun 2010)
Tax Bill	$29,824 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`53011 0013`

Property Details

APN / Parcel Number

Primary APN	`53011 0013`
Alternative APN	`NEWT S:53 B:011 L:0013`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	4,656 sqft Living Area
Gross Area	7,753 sqft
1st Floor Area	1,704 sqft
Basement Area	1,704 sqft
Unfinished Basement	204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gambrel
Roof Material	Slate
Lot Area	15,021 sqft (0.345 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	53011 0013
Street Address	538 CHESTNUT ST
City	WABAN
State	MA
Zip	02468-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Block	11
Legal Lot Number	13
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3015
Census Tract	374400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Woodland, Newton Highlands, and Newton Centre Railroad Stations, and Baggage and Express Building listed 1976 · 4 contributing resources · NRIS 76002137

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

538 Chestnut St is owned and occupied by two individuals who bought it in June 2010.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	538 CHESTNUT ST, WABAN, MA 02468-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2010 · Amount on File
Deed Sale	Jun 1, 2010 · Amount on File
Prior Sale	Apr 12, 2002 · Amount on File
Deed Document Number	201088057
Deed Book / Page	54766 / 163
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	538 CHESTNUT ST, WABAN, MA 02468-1206
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080204-376
Date	May 31, 2022
Book Page	80204/376
Instrument	81382

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2032
Index	Other

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	538 CHESTNUT ST, WABAN, MA 02468-1206
Document Number	68764-1
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68764-1
Date	Jan 17, 2017
Book Page	068764/000001
Instrument	8161

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 538 Chestnut St was $29,824, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,824.00 (+3.82%)	$3,077,800 (+5%) Land $1,222,600 Building $1,855,200	$3,116,950
2025	$28,726.00 (+3.42%)	$2,931,200 (+3%) Land $1,164,400 Building $1,766,800
2024	$27,775.00 (+3.16%)	$2,845,800 (+7.6%) Land $1,130,500 Building $1,715,300	$2,777,515
2023	$26,925.00	$2,644,900 Land $879,200 Building $1,765,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 Chestnut St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1981–2011)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 538 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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