New Castle County property record for 551 Cherry Bark Rd, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $242 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-019.31-255 |
| Primary APN | 13-019.31-255 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Sewer | Connected |
|---|
| Street Address | 551 CHERRY BARK RD |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Subdivision | BAYMONT FARMS |
| Legal Lot Number | 128 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 16608 |
551 Cherry Bark Rd is owned and occupied by two individuals who acquired it in September 2025.
Source: New Castle County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit K HOVNANIANS FOUR SEASONS BAYMONT FARMS |
| Jan 3, 2024 | Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA |
| Sep 22, 2025 | Intrafamily Transfer, Transfer · VA Mortgage FILO MORTGAGE LLC |
| May 13, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 |
| Deed Sale | Sep 22, 2025 |
| Prior Sale | May 13, 2024 |
| Deed Document Number | 202568111 |
| Prior Transfer Date | Sep 15, 2025 |
| Prior Transfer Doc | 0000068111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000050175 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 20220510-0050175 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000076949 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 20231115-0076949 |
| Name | K HOVNANIANS FOUR SEASONS BAYMONT FARMS |
|---|---|
| Type | Non-Lending Institution |
| Address | SMYRNA, DE 19977 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000620 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 20240103-0000620 |
| Name | WILMINGTON TRUST NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Commercial Mortgage |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Sep 22, 2025 |
| Property Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Document Number | 0000068111 |
| Map Reference | DOC 20201007-0087178 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 20250922-0068111 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Document Number | 0000068115 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 20250922-0068115 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | May 13, 2024 |
| Property Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Document Number | 0000030120 |
| Map Reference | DOC 20201007-0087178 |
| Instrument Date | May 9, 2024 |
| Instrument | 20240513-0030120 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Document Number | 0000030124 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 20240513-0030124 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Dec 13, 2023 |
| Property Address | 551 CHERRY BARK RD, MIDDLETOWN, DE 19709-9649 |
| Document Number | 0000082917 |
| Map Reference | DOC 20190725-0057019 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 20231213-0082917 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 ADEL DR, NEWARK, DE 19702-1331 |
| Name | Verified Name |
|---|---|
| Address | 2499 S DUPONT BLVD STE G, G, SMYRNA, DE 19977-8222 |
| Investor | Possibly a Property Investor |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $726,200 (+12,867.86%) Land $99,400 Building $626,800 | |
| 2024 | $242.00 (+16.91%) | $5,600 (-) Land $5,600 |
| 2023 | $207.00 | $5,600 Land $5,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 551 Cherry Bark Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 64 (1979–2024) |
| Claims Outside the SFHA | 2 of 64 |
| Most Recent Claim | Feb 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 551 Cherry Bark Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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