548 Cherry Bark Rd, Middletown, DE 19709 Property Records

New Castle County property record for 548 Cherry Bark Rd, Middletown, DE 19709

Property Summary

Property TypeSingle Family Home
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Tax Bill$794 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN13-019.31-294

Property Details

APN / Parcel Number

Primary APN13-019.31-294

Exterior

Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address548 CHERRY BARK RD
CityMIDDLETOWN
StateDE
Zip19709-9638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal SubdivisionBAYMONT FARMS
Legal Lot Number166
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group2
Census Block2035
Census Tract16608

Owner

Source: New Castle County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 30, 2024Deed, Subdivision Related Transfer · FHA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Dec 14, 2023Deed of Trust, Mortgage · Commercial Mortgage
WILMINGTON TRUST NA
Nov 15, 2023Deed of Trust, Mortgage · Line of Credit
K HOVNANIANS FOUR SEASONS BAYMONT FARMS
May 10, 2022Deed of Trust, Mortgage · Line of Credit
WILMINGTON SAVINGS FUND SOCIETY FSB
May 10, 2022Deed of Trust, Mortgage
WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2024
Deed SaleApr 30, 2024
Deed Document Number202426765
Prior Transfer DateNov 27, 2023
Prior Transfer Doc0000079169
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Recording DateJun 9, 2026
Property Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638
Document Number0000041483
Instrument DateApr 23, 2026
Instrument202641483
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638

Mortgage

Document Number0000041483,
DateJun 9, 2026
Instrument202641483
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueMay 1, 2054
Interest
Rate6.38%
Max Rate-1%

April 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateApr 30, 2024
Property Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638
Document Number0000026765
Map ReferenceDOC 20201007-0087178
Instrument DateApr 24, 2024
Instrument20240430-0026765
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 9, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638

Mortgage

Document Number0000026769
DateApr 30, 2024
Instrument20240430-0026769
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083357
DateDec 14, 2023
Instrument20231214-0083357
Lender
NameWILMINGTON TRUST NA
TypeBank
AddressGUILFORD, CT 06437
Agreement
TypeCommercial Mortgage

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076949
DateNov 15, 2023
Instrument20231115-0076949
Lender
NameK HOVNANIANS FOUR SEASONS BAYMONT FARMS
TypeNon-Lending Institution
AddressSMYRNA, DE 19977
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050175
DateMay 10, 2022
Instrument20220510-0050175
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FSB
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address548 CHERRY BARK RD, MIDDLETOWN, DE 19709-9638
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050179
DateMay 10, 2022
Instrument20220510-0050179
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FSB
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$794.00 (+283.57%)$656,500 (+11,623.21%) Land $98,400 Building $558,100
2023$207.00$5,600 Land $5,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims64 (1979–2024)
Claims Outside the SFHA2 of 64
Most Recent ClaimFeb 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 13 claims
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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