San Diego County property record for 551 Cerro St, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,729 sqft Living Area |
| Lot Size | 10,300 sqft (0.237 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $2,071.00 (2025) |
Source: San Diego County records · APN 262-110-41-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 551 CERRO ST, ENCINITAS, CA 92024-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Oct 24, 2022 | Intrafamily Transfer, Transfer FIDELITY NATL TTL SAN DIEGO |
| Oct 24, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 22, 2022 |
| Transfer Doc | 0000409167 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 24, 2022 |
| Property Address | 551 CERRO ST, ENCINITAS, CA 92024-4704 |
| Document Number | 0000409167 |
| Map Reference | MAP 8215 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022-0409167 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 551 CERRO ST, ENCINITAS, CA 92024-4704 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 24, 2022 |
| Property Address | 551 CERRO ST, ENCINITAS, CA 92024-4704 |
| Document Number | 0000409165 |
| Map Reference | MAP 8215 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022-0409165 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 551 CERRO ST, ENCINITAS, CA 92024-4704 |
| Document Number | 0000409166 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022-0409166 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $136,669 (+2%) Land $34,845 Building $101,824 | |
| 2025 | $2,071.00 (+11.22%) Homeowner's exemption | $133,990 (+4.04%) Land $34,162 Building $99,828 |
| 2023 | $1,862.00 (+4.02%) Homeowner's exemption | $128,789 Land $32,837 Building $95,952 |
| 2022 | $1,790.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 262-110-41-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,729 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 10,300 sqft (0.237 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 551 CERRO ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4704 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 353 TR 008215 |
| Legal Subdivision | SUMMERFIELD ENCINITAS |
| Legal Tract | 008215 |
| Legal Block | 2 |
| Legal Lot Number | 353 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 17403 |
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