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528 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 528 Cerro St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,983 sqft Living Area
Lot Size9,900 sqft (0.227 acres)
GarageCarport
Last Sale$849,000 (2016)
Tax Bill$11,301.00 (2025)

Property Details

APN / Parcel Number

Primary APN262-110-37-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,983 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area9,900 sqft (0.227 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address528 CERRO ST
CityENCINITAS
StateCA
Zip92024-4703
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 349 TR 008215
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract008215
Legal Block4
Legal Lot Number349
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4009
Census Tract17403

Owner

Source: San Diego County records · APN 262-110-37-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address544 CERRO ST, ENCINITAS, CA 92024-4703
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Gift Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESTREET BANK
Nov 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 09, 2020Quit Claim Deed, Transfer
PNC BK
Sep 26, 2017Deed of Trust, Mortgage · Line of Credit
HOMESTREET BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2016 · Amount on Record
Deed SaleNov 21, 2016 · Amount on Record
Deed Doc Number2016636366
Last Transfer DateMay 13, 2026
Transfer Doc0000151009
Record RefreshedSep 20, 2026

May 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSAN DIEGO CA
Recording DateMay 27, 2026
Property Address528 CERRO ST, ENCINITAS, CA 92024-4703
Document Number0000151009
Instrument DateMay 13, 2026
Instrument2026151009
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address544 CERRO ST, ENCINITAS, CA 92024-4703

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address528 CERRO ST, ENCINITAS, CA 92024-4703
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000137426
DateMar 27, 2017
Instrument2017-0137426
Lender
NameHOMESTREET BANK
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 13, 2020
Property Address528 CERRO ST, ENCINITAS, CA 92024-4703
Document Number0000712115
Instrument DateSep 30, 2020
Instrument712115
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 2637 RANCHO SANTA FE CA 920672637, RANCHO SANTA FE, CA 92067-2637

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 13, 2020
Property Address528 CERRO ST, ENCINITAS, CA 92024-4703
Document Number0000712114
Instrument DateApr 06, 2020
Instrument712114
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2637 RANCHO SANTA FE CA 920672637, RANCHO SANTA FE, CA 92067-2637

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 09, 2020
Property Address528 CERRO ST, ENCINITAS, CA 92024-4703
Document Number0000180962
Instrument DateMar 18, 2020
Instrument180962
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address528 CERRO ST ENCINITAS CA 920244703, ENCINITAS, CA 92024-4703

Mortgage

Document Number180963
DateApr 09, 2020
Instrument180963
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term360 Months
DueApr 08, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address528 CERRO ST, ENCINITAS, CA 92024-4703
Document Number0000447626
Instrument DateSep 26, 2017
Transaction TypeMortgage
Record UpdatedOct 05, 2017
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address536 CERRO ST ENCINITAS CA 920244703, ENCINITAS, CA 92024-4703

Mortgage

Document Number0000447626
DateSep 28, 2017
Instrument447626
Lender
NameHOMESTREET BK
TypeBank
AddressSEATTLE, WA 98101-2326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 27, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,005,037 (+2%) Land $757,628 Building $247,409
2025$11,301.00 (+6.97%)$985,331 (+4.04%) Land $742,773 Building $242,558
2023$10,565.00 (+2.34%)$947,071 Land $713,931 Building $233,140
2022$10,323.00

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