551 Central Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 551 Central Ave, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 824 sqft · built 1895
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,504 (2026)
Deeds & Mortgages	Nov 2023 Transfer May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0765902`

Property Details

APN / Parcel Number

Primary APN	`R0765902`
Alternative APNs	`07-4292-36-4-09-07-0000` `0000414210`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft
Family Room	Family Room

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1990
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000414210
Street Address	551 CENTRAL AVE
City	WHITEFISH
State	MT
Zip	59937-2772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	RIVERSIDE ADD W, S36, T31 N, R22 W, BLOCK 5, LOT 10
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	RIVERSIDE ADD W
Legal Block	5
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3020
Census Tract	402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	427 LUPFER AVE, WHITEFISH, MT 59937-2451
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Intrafamily Transfer, Transfer
May 23, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Dec 28, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2005
Deed Sale	Dec 30, 2005
Deed Document Number	200536416190
Last Transfer Date	Nov 3, 2023
Transfer Doc	0000019706
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 3, 2023
Property Address	551 CENTRAL AVE, WHITEFISH, MT 59937-2772
Document Number	202300019706
Instrument Date	Nov 3, 2023
Instrument	202300019706
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	427 LUPFER AVE, WHITEFISH, MT 59937-2451

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	551 CENTRAL AVE, WHITEFISH, MT 59937-2772
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200013254
Date	May 23, 2022
Instrument	202200013254

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 28, 2021
Property Address	551 CENTRAL AVE, WHITEFISH, MT 59937-2772
Document Number	202100044050
Instrument Date	Dec 28, 2021
Instrument	202100044050
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 CENTRAL AVE, WHITEFISH, MT 59937-2772

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,504.00 (-6.76%)	$511,100 (-)
2025	$1,613.00 (-48.89%)	$511,100 (+11.18%)	$511,100 (+11.18%) Land $331,525 Building $179,575
2023	$3,156.00	$459,700	$459,700 Land $206,850 Building $252,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Vero Fiber, Western Montana CommunityTel.

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