541 Central Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 541 Central Ave, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 826 sqft · built 1905
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,294,250 (Apr 2022)
Tax Bill	$3,101 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0759701`

Property Details

APN / Parcel Number

Primary APN	`R0759701`
Alternative APNs	`07-4292-36-4-09-09-0000` `0000251900` `0000016790`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	826 sqft Living Area
1st Floor Area	826 sqft
Basement Area	206 sqft
Unfinished Basement	206 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1985
Architectural Style	Historical
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000016790
Street Address	541 CENTRAL AVE
City	WHITEFISH
State	MT
Zip	59937-2772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	RIVERSIDE ADD W, S36, T31 N, R22 W, BLOCK 5, LOT 11
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	RIVERSIDE ADD W
Legal Block	5
Legal Lot Number	11
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3020
Census Tract	402

Owner

Source: Flathead County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704C E 13TH ST, WHITEFISH, MT 59937-2981
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Mar 23, 2022
Deed Document Number	20229163
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	541 CENTRAL AVE, WHITEFISH, MT 59937-2772
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 CENTRAL AVE, WHITEFISH, MT 59937-2772

Mortgage

Document Number	202600002201
Date	Feb 2, 2026
Instrument	202600002201

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 18, 2022
Property Address	541 CENTRAL AVE, WHITEFISH, MT 59937-2772
Document Number	202200012876
Instrument Date	May 17, 2022
Instrument	202200012876
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	704C 13TH ST E # 666, 666, WHITEFISH, MT 59937-2981

Mortgage

Document Number	202200012877
Date	May 18, 2022
Instrument	202200012877

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,101.00 (+11.87%)	$443,700 (+9.91%)
2025			$443,700 (+9.91%) Land $331,525 Building $112,175
2023	$2,772.00	$403,700	$403,700 Land $206,850 Building $196,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Vero Fiber, Western Montana CommunityTel.

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