551 Baldwin Rd, Fulton, NY 13069 Property Records

Oswego County and Volney Town property record for 551 Baldwin Rd, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,300 sqft · built 1988
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2023)
Tax Bill	$5,804 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355800 203.00-01-25.01`

Property Details

APN / Parcel Number

Primary APN	`355800 203.00-01-25.01`
Alternative APN	`580020300000010250100000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	304,920 sqft (7 acres)

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	128 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	551 BALDWIN RD
City	FULTON
State	NY
Zip	13069-4871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Subdivision	SCRIBAS PATENT
Legal Block	1
Legal Lot Number	25.010
Jurisdiction	OSWEGO NY
Township / Civil Division	VOLNEY
Census Block Group	1
Census Block	1045
Census Tract	21001

Owner

Source: Oswego County and Volney Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 BALDWIN RD, FULTON, NY 13069-4871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
May 22, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Aug 15, 1995 · Amount on Record
Deed Document Number	20237156
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 16, 2023
Property Address	551 BALDWIN RD, FULTON, NY 13069-4871
Document Number	0000007156
Instrument Date	Jul 27, 2023
Instrument	R-2023-007156
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	NETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 BALDWIN RD, FULTON, NY 13069-4871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S 1ST ST, FULTON, NY 13069-2924

Mortgage

Document Number	0000007157
Date	Aug 16, 2023
Instrument	R-2023-007157

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	551 BALDWIN RD, FULTON, NY 13069-4871
Document Number	0000004831
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 BALDWIN RD FULTON NY 130694871, FULTON, NY 13069-4871

Mortgage

Document Number	0000004831
Date	May 30, 2017
Instrument	4831

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Oswego County and Volney Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Volney Town
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,804.00 (-0.17%)
2025	$5,814.00	$119,000 (+7.21%) Land $23,800 Building $95,200	$205,172 (+29.39%) Land $41,034 Building $164,138
2023		$111,000 (-) Land $23,800 Building $87,200	$158,571 (+14.29%) Land $34,000 Building $124,571
2022		$111,000 Land $23,800 Building $87,200	$138,750 Land $29,750 Building $109,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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