538 Baldwin Rd, Fulton, NY 13069 Property Records

Oswego County and Volney Town property record for 538 Baldwin Rd, Fulton, NY 13069

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 1978
Lot Size	14.1 acres (615,067 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,000 (Jul 2025)
Tax Bill	$6,380 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355800 203.00-02-31.2`

Property Details

APN / Parcel Number

Primary APN	`355800 203.00-02-31.2`
Alternative APN	`580020300000020312000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	615,067 sqft (14.1 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	538 BALDWIN RD
City	FULTON
State	NY
Zip	13069-5053
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LOT 67 76 060-013-000
Legal Block	2
Legal Lot Number	31.200
Jurisdiction	OSWEGO NY
Township / Civil Division	VOLNEY
Census Block Group	1
Census Block	1051
Census Tract	21001

Owner

Source: Oswego County and Volney Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72505 N PEDERSON RD, WEST RICHLAND, WA 99353-6147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2024	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Jul 16, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHERN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Aug 30, 1994 · Amount on Record
Deed Document Number	2025R2025005726
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	538 BALDWIN RD, FULTON, NY 13069-5053
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 BALDWIN RD, FULTON, NY 13069-5053

Mortgage

Document Number	0000009717
Date	Nov 5, 2024
Instrument	R-2024-009717

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 16, 2025
Property Address	538 BALDWIN RD, FULTON, NY 13069-5053
Document Number	0000005726
Instrument Date	Jul 16, 2025
Instrument	R-2025-005726
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 BALDWIN RD, FULTON, NY 13069-5053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72505 N PEDERSON RD, RICHLAND, WA 99353-6147

Mortgage

Document Number	0000005727
Date	Jul 16, 2025
Instrument	R-2025-005727

Lender

Name	NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Oswego County and Volney Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Volney Town
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,380.00 (+0.92%) Homeowner's exemption
2025	$6,322.00	$132,000 (-) Land $29,500 Building $102,500	$227,586 (+20.69%) Land $50,862 Building $176,724
2023		$132,000 Land $29,500 Building $102,500	$188,571 Land $42,143 Building $146,428

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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