551 Ashby Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 551 Ashby Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,008 sqft · built 1996
Lot Size	0.266 acres (11,591 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Aug 2023)
Tax Bill	$6,334 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-311-38`

Property Details

APN / Parcel Number

Primary APN	`003-311-38`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,008 sqft Heated Area
Gross Area	2,352 sqft
1st Floor Area	880 sqft
Upper Floors Area	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,591 sqft (0.266 acres)

Exterior Amenities

Porch	Porch
Porch Area	448 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	003-311-38
Street Address	551 ASHBY DR
City	DAVIDSON
State	NC
Zip	28036-0139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VI
Legal Description	L121 M26-407
Legal Subdivision	MCCONNELL PH 02 SEC I
Legal Lot Number	121
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1038
Census Tract	6404

Owner

Source: Mecklenburg County records, as of August 23, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1814 TANFIELD DR, MATTHEWS, NC 28105-3824
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
May 31, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2023078086
Deed Book / Page	38314 / 617
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	551 ASHBY DR, DAVIDSON, NC 28036-0139
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 ASHBY DR, DAVIDSON, NC 28036-0139

Mortgage

Document Number	0000017888
Date	Feb 24, 2026
Book Page	40218/930
Instrument	2026017888

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 16, 2023
Property Address	551 ASHBY DR, DAVIDSON, NC 28036-0139
Document Number	0000078086
Book / Page	38314 / 617
Map Reference	MB 26 PG 407
Instrument Date	Aug 15, 2023
Instrument	2023078086
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16507 LAMBOURNE RD, MIDLOTHIAN, VA 23112-1729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 TANFIELD DR, MATTHEWS, NC 28105-3824

Mortgage

Document Number	0000078087
Date	Aug 16, 2023
Instrument	2023078087

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 31, 2018
Property Address	551 ASHBY DR, DAVIDSON, NC 28036-0139
Document Number	0000067135
Book / Page	032720 / 000667
Instrument Date	May 31, 2018
Instrument	67135
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	CITY OF OAKS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	551 ASHBY DR DAVIDSON NC 280360139, DAVIDSON, NC 28036-0139

Mortgage

Document Number	67136
Date	May 31, 2018
Book Page	032720/000669
Instrument	67136

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	551 ASHBY DR, DAVIDSON, NC 28036-0139
Document Number	0000090342
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 ASHBY DR DAVIDSON NC 280360139, DAVIDSON, NC 28036-0139

Mortgage

Document Number	0000090342
Date	Jul 6, 2017
Book Page	031943/000761
Instrument	90342

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,334.00	$672,500 Land $380,000 Building $292,500	$672,500 Land $380,000 Building $292,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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