548 Ashby Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 548 Ashby Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,098 sqft · built 1993
Lot Size0.392 acres (17,110 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Mar 2004)
Tax Bill$7,590 (2023)
Deeds & MortgagesMar 2021 Mortgage
Oct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN003-318-04

Property Details

APN / Parcel Number

Primary APN003-318-04

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,098 sqft Heated Area
Gross Area3,437 sqft
1st Floor Area1,987 sqft
Upper Floors Area1,111 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,110 sqft (0.392 acres)
Garage Area520 sqft

Exterior Amenities

PorchPorch
Porch Area339 sqft
Deck Area130 sqft
Patio Area194 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-318-04
Street Address548 ASHBY DR
CityDAVIDSON
StateNC
Zip28036-0138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVI
Legal DescriptionL83 M25-306
Legal SubdivisionMCCONNELL PH I SEC I
Legal Lot Number83
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1045
Census Tract6404

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address548 ASHBY DR, DAVIDSON, NC 28036-0138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Oct 18, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2004 · Amount on Record
Deed SaleMar 23, 2004 · Amount on Record
Prior SaleJul 15, 2003 · Amount on Record
Deed Document Number0016934153
Deed Book / Page16934 / 153
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address548 ASHBY DR, DAVIDSON, NC 28036-0138
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041425
DateMar 3, 2021
Book Page35750/325
Instrument2021041425
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address548 ASHBY DR, DAVIDSON, NC 28036-0138
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 ASHBY DR, DAVIDSON, NC 28036-0138

Mortgage

Document Number0000198823
DateOct 18, 2021
Book Page36656/974
Instrument2021198823
Lender
NameTRUIST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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