5509 Palm Dr, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 5509 Palm Dr, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$948 (2024)
Flood Zone	Zone X (minimal risk)
APN	`3402-609-0130-000-2`

Property Details

APN / Parcel Number

Primary APN	`3402-609-0130-000-2`
Alternative APN	`37697`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,400 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	352 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	376 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	37697
Street Address	5509 PALM DR
City	FORT PIERCE
State	FL
Zip	34982-3897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4 COUNT
Legal Description	INDIAN RIVER ESTATES-UNIT-08- BLK 55 LOT 32 (MAP 34/11N)
Legal Range	40E
Legal Township	36S
Legal Section	11
Legal Subdivision	INDIAN RIVER ESTATES UNIT 8
Legal Block	55
Legal Lot Number	32
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	3
Census Block	3018
Census Tract	381605

Owner

Source: St. Lucie County assessment roll, APN 3402-609-0130-000-2, as of December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5509 PALM DR, FORT PIERCE, FL 34982-3897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2013
Deed Sale	Dec 12, 2013
Deed Document Number	20133906677
Deed Book / Page	3587 / 769
Last Transfer Date	Sep 15, 2024
Transfer Doc	0052321031
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: St. Lucie County assessment roll as of December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,583 (-64.1%)	$254,900 (+6.92%) Land $100,000 Building $154,900
2024	$948.00 (+3.95%)
2023	$912.00 (+19.22%) Additional exemption filed	$238,400 (+204.09%) Land $82,500 Building $155,900	$238,400 (+13.36%) Land $82,500 Building $155,900
2022	$765.00 Homeowner's exemption Senior Citizen's exemption	$78,399	$210,300 Land $76,000 Building $134,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), as of October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113816053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 329 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4560490, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.