5503 Palm Dr, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 5503 Palm Dr, Fort Pierce, FL 34982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,208 sqft · built 1976
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,073 (2024)
Deeds & MortgagesFeb 2024 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN3402-609-0127-000-8

Property Details

APN / Parcel Number

Primary APN3402-609-0127-000-8
Alternative APN
  • 37694

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,208 sqft Living Area
Gross Area3,712 sqft
1st Floor Area2,208 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1980
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialOther
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area396 sqft
DrivewayConcrete Driveway
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area748 sqft
PorchScreened Aluminum Porch
Porch Area264 sqft
Deck AreaDeck Area
Patio Area716 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number37694
Street Address5503 PALM DR
CityFORT PIERCE
StateFL
Zip34982-3897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-4 COUNT
Legal DescriptionINDIAN RIVER ESTATES-UNIT-08- BLK 55 LOT 29 (MAP 34/11N)
Legal Range40E
Legal Township36S
Legal Section11
Legal SubdivisionINDIAN RIVER ESTATES UNIT 8
Legal Block55
Legal Lot Number29
JurisdictionST LUCIE FL
Township / Civil DivisionFORT PIERCE
Census Block Group3
Census Block3018
Census Tract381605

Owner

Source: St. Lucie County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5503 PALM DR, FORT PIERCE, FL 34982-3897
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 23, 2024
Transfer Doc0051121382
Record UpdatedJun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LUCIE FL
Recording DateFeb 27, 2024
Property Address5503 PALM DR, FORT PIERCE, FL 34982-3897
Document Number0051121382
Book / Page5112 / 1382
Map ReferenceMB 10 PGS 73
Instrument DateFeb 23, 2024
Instrument5304961
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5503 PALM DR, FORT PIERCE, FL 34982-3897

Transferred To (Grantee/Buyer)

NameVerified Name
Address5503 PALM DR, FORT PIERCE, FL 34982-3897

Mortgage

Document Number0005304962
DateFeb 27, 2024
Instrument5304962
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term894 Months
DueJul 31, 2098
Interest
Rate TypeAdjustable Rate
Rate7.44%
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.4%

Mortgage

Document Number0051121383
DateFeb 27, 2024
Book Page5112/1383
Instrument5304962
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Address8023 E 63RD PL STE 700, TULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term894 Months
DueJul 31, 2098
Interest
Rate TypeAdjustable Rate
Rate7.44%
Type Change DateApr 1, 2024
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.4%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$287,800 (+5.11%) Land $100,000 Building $187,800$287,800 (+5.11%) Land $100,000 Building $187,800
2024$1,073.00 (+3.77%)
2023$1,034.00 (-23.75%) Additional exemption filed$273,800 (+223.87%) Land $82,500 Building $191,300$273,800 (+13.52%) Land $82,500 Building $191,300
2022$1,356.00 Homeowner's exemption Senior Citizen's exemption$84,539$241,200 Land $76,000 Building $165,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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