San Diego County property record for 5509 Old Ranch Rd, Unit 15, Oceanside, CA 92057
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,365 sqft · built 2006 |
| Lot Size | 5.71 acres (249,092 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Sep 2016) |
| Tax Bill | $5,069 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-411-21-15 |
| Primary APN | 157-411-21-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,365 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 249,092 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5509 OLD RANCH RD, 15 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5660 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CN-SP-EQ |
| Legal Description | LOT 2 US 15PER DOC06-270310&UND INT IN PHASE 1 TR 015292 |
| Legal Subdivision | CASITAS AT SPRING CREEK THE |
| Legal Tract | 015292 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19303 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5509 OLD RANCH RD, 15, OCEANSIDE, CA 92057-5660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Oct 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2016 · Amount on Record |
| Deed Sale | Sep 9, 2016 · Amount on Record |
| Prior Sale | Sep 20, 2006 · Amount on Record |
| Deed Document Number | 2016474537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5509 OLD RANCH RD UNIT 15, 15, OCEANSIDE, CA 92057-5660 |
| Document Number | 0000496750 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5509 OLD RANCH RD #15 OCEANSIDE CA 920575660, 15, OCEANSIDE, CA 92057-5660 |
| Document Number | 0000496750 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 496750 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5509 OLD RANCH RD UNIT 15, 15, OCEANSIDE, CA 92057-5660 |
| Document Number | 0000487629 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5509 OLD RANCH RD #15 OCEANSIDE CA 920575660, 15, OCEANSIDE, CA 92057-5660 |
| Document Number | 0000487629 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 487629 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5509 OLD RANCH RD UNIT 15, 15, OCEANSIDE, CA 92057-5660 |
| Document Number | 0000498860 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5509 OLD RANCH RD #15 OCEANSIDE CA 920575660, 15, OCEANSIDE, CA 92057-5660 |
| Document Number | 0000498860 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 498860 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $461,673 (+2%) Land $221,859 Building $239,814 | |
| 2025 | $5,069.00 (+8.73%) Homeowner's exemption | $452,621 (+4.04%) Land $217,509 Building $235,112 |
| 2023 | $4,662.00 (+0.28%) Homeowner's exemption | $435,047 Land $209,064 Building $225,983 |
| 2022 | $4,649.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures