5509 Old Ranch Rd, Unit 14, Oceanside, CA 92057 Property Records

San Diego County property record for 5509 Old Ranch Rd, Unit 14, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,365 sqft · built 2006
Lot Size5.71 acres (249,092 sqft)
Owner2 Individual Names on Record
Last Sale$252,000 (Sep 2011)
Tax Bill$3,630 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN157-411-21-14

Property Details

APN / Parcel Number

Primary APN157-411-21-14

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,365 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Lot Area249,092 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5509 OLD RANCH RD, 14
CityOCEANSIDE
StateCA
Zip92057-5660
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCN-SP-EQ
Legal DescriptionLOT 2 US 14PER DOC06-270310&UND INT IN PHASE 1 TR 015292
Legal SubdivisionCASITAS AT SPRING CREEK THE
Legal Tract015292
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5509 OLD RANCH RD, 14, OCEANSIDE, CA 92057-5660
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · FHA Mortgage
LOAN PRONTO INC
Jun 20, 2023Intrafamily Transfer, Transfer
Feb 1, 2023Deed of Trust, Mortgage · FHA Mortgage
OCEAN LENDING HOME LOANS INC
Nov 22, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2011 · Amount on Record
Deed SaleSep 27, 2011 · Amount on Record
Prior SaleJan 5, 2009 · Amount on Record
Deed Document Number2011501236
Last Transfer DateJun 20, 2023
Transfer Doc0000160314
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5509 OLD RANCH RD UNIT 14, 14, OCEANSIDE, CA 92057-5660
Transaction TypeMortgage
Record UpdatedMar 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5509 OLD RANCH RD 14, 14, OCEANSIDE, CA 92057-5660

Mortgage

Document Number0000050271
DateFeb 29, 2024
Instrument2024-0050271
Lender
NameLOAN PRONTO INC
TypeMortgage Company
AddressCHARLOTTE, NC 28208
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 20, 2023
Property Address5509 OLD RANCH RD UNIT 14, 14, OCEANSIDE, CA 92057-5660
Document Number0000160314
Map ReferenceMAP 15292
Instrument DateJun 20, 2023
Instrument2023-0160314
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5509 OLD RANCH RD, OCEANSIDE, CA 92057-5660

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5509 OLD RANCH RD UNIT 14, 14, OCEANSIDE, CA 92057-5660
Transaction TypeMortgage
Record UpdatedFeb 8, 2023
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5509 OLD RANCH RD, OCEANSIDE, CA 92057-5660

Mortgage

Document Number0000026469
DateFeb 1, 2023
Instrument2023-0026469
Lender
NameOCEAN LENDING HOME LOANS INC
TypeMortgage Company
AddressMISSION VIEJO, CA 92691
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5509 OLD RANCH RD UNIT 14, 14, OCEANSIDE, CA 92057-5660
Transaction TypeMortgage
Record UpdatedDec 3, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5509 OLD RANCH RD 14, 14, OCEANSIDE, CA 92057-5660

Mortgage

Document Number0000801635
DateNov 22, 2021
Instrument2021-0801635
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term290 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$331,810 (+2%) Land $145,371 Building $186,439
2025$3,630.00 (+8.72%) Homeowner's exemption$325,305 (+4.04%) Land $142,521 Building $182,784
2023$3,339.00 (+0.3%) Homeowner's exemption$312,675 (+2%) Land $136,988 Building $175,687
2022$3,329.00 Homeowner's exemption$306,545 Land $134,302 Building $172,243

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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