5509 Lacy Rd, Durham, NC 27713 Property Records

Durham County property record for 5509 Lacy Rd, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,330 sqft · built 1986
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Jun 1998)
Tax Bill	$5,954 (2026)
Deeds & Mortgages	Apr 2023 Second Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0729-70-6925`

Property Details

APN / Parcel Number

Primary APN	`0729-70-6925`
Alternative APNs	`0729-70-69-2506` `072904706915` `155543`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,330 sqft Heated Area
1st Floor Area	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Construction Type	Wood
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	155 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	258 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	5509 LACY RD
City	DURHAM
State	NC
Zip	27713-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	WOODLANDS/PH:02/SEC:03/LT #15 PL:000109-000063
Legal Subdivision	WOODLANDS
Legal Phase	2
Legal Lot Number	15
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3000
Census Tract	2025

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5509 LACY RD, DURHAM, NC 27713-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 1998 · Amount on Record
Deed Sale	Jun 26, 1998 · Amount on Record
Deed Book / Page	2485 / 452
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5509 LACY RD, DURHAM, NC 27713-1933
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098930951
Date	Apr 10, 2023
Book Page	9893/951
Instrument	2023057677

Lender

Name	COASTAL FCU
Type	Credit Union
Address	27689

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2028

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5509 LACY RD, DURHAM, NC 27713-1933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083140714
Date	Nov 22, 2017
Book Page	8314/714
Instrument	2017041293

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5509 LACY RD, DURHAM, NC 27713-1933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087420802
Date	Sep 4, 2019
Book Page	8742/802
Instrument	2019031782

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2024

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,954.00 (+2.53%)	$585,890 (-) Land $105,420 Building $480,470	$585,890 (-) Land $105,420 Building $480,470
2025	$5,807.00 (+32.1%)	$585,890 (+74.55%) Land $105,420 Building $480,470	$585,890 (+74.55%) Land $105,420 Building $480,470
2023	$4,396.00 (+2.33%)	$335,662 Land $52,350 Building $283,312	$335,662 Land $52,350 Building $283,312
2022	$4,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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