5501 Lacy Rd, Durham, NC 27713 Property Records

Durham County property record for 5501 Lacy Rd, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1986
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Aug 2026)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0729-71-6108`

Property Details

APN / Parcel Number

Primary APN	`0729-71-6108`
Alternative APNs	`0729-71-61-0821` `072904716108` `8633432` `155545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,048 sqft Heated Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	167 ft deep x 132 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	5501 LACY RD
City	DURHAM
State	NC
Zip	27713-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	WOODLANDS/PH:02/SEC:03/LT #13 PL:000109-000063
Legal Subdivision	WOODLANDS
Legal Phase	2
Legal Lot Number	13
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3000
Census Tract	2025

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5501 LACY RD, DURHAM, NC 27713-1933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CREDIT UNION
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	2026185276
Deed Book / Page	10611 / 312
Prior Transfer Date	Mar 17, 2004
Prior Transfer Doc	0043160857
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 21, 2026
Property Address	5501 LACY RD, DURHAM, NC 27713-1933
Document Number	0000185276
Book / Page	10611 / 312
Instrument Date	Aug 7, 2026
Instrument	2026185276
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	CLEAR COAST TITLE LLC, CLEAR COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 LACY RD, DURHAM, NC 27713-1933

Mortgage

Document Number	0000185277,
Date	Aug 21, 2026
Instrument	2026185277

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5501 LACY RD, DURHAM, NC 27713-1933
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092460299
Date	Mar 1, 2021
Book Page	9246/299
Instrument	2021009859

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,510 (-) Land $106,926 Building $311,584	$418,510 (-) Land $106,926 Building $311,584
2025	$4,253.00 (+38.13%)	$418,510 (+78.04%) Land $106,926 Building $311,584	$418,510 (+78.04%) Land $106,926 Building $311,584
2023	$3,079.00 (+2.36%)	$235,059 Land $53,175 Building $181,884	$235,059 Land $53,175 Building $181,884
2022	$3,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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