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5509 Harbor Dr E, Lakeland, FL 33809 Property Records

Polk County property record for 5509 Harbor Dr E, Lakeland, FL 33809 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1966
Square Footage2,230 sqft Living Area
Lot Size12,375 sqft (0.284 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2021)
Tax Bill$3,205.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-27-30-000000-031080
Alternative APNs
  • 302724000000031080
  • 02724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,230 sqft Living Area
Gross Area2,736 sqft Gross Area
1st Floor2,230 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area12,375 sqft (0.284 acres)
Garage TypeAttached Garage
Garage Area506 sqft Garage
Pool Area512 sqft Pool
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address5509 HARBOR DR E
CityLAKELAND
StateFL
Zip33809-4286
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG NW COR OF NE1/4 OF NW1/4 RUN E 158.96 FT S 265.67 FT S 45 DEG E 295.43 FT N 45 DEG E 25 FT FOR POB CONT N 45 DEG E 130 FT N 45 DEG W 100 FT S 45 DEG W 80 FT SLY ALONG CURVE 78.54 FT S 45 DEG E 50 FT TO POB ALSO KNOWN AS LOT 8 BLK A OF UNREC MARIN
Legal Range24E
Legal Township27S
Legal Section30
Legal SubdivisionBRISTOWS PROPS
Legal Tract000000
Legal Block2
Legal Lot Number8
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup2
Census Block2003
Census Tract12209

Owner

Source: Polk County records · APN 24-27-30-000000-031080

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5509 HARBOR DR E, LAKELAND, FL 33809-4286
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Person or Individual

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
US WIDE FINANCIAL LLC
Jul 21, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
RP FNDG
Aug 25, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
RP FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleNov 13, 2013 · Amount on Record
Deed Doc Number2021229424
Deed Book / Page11875 / 367
Record RefreshedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 02, 2021
Property Address5509 HARBOR DR E, LAKELAND, FL 33809-4286
Document Number0000229424
Book / Page11875 / 367
Instrument DateAug 26, 2021
Instrument2021229424
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5509 HARBOR DR E, LAKELAND, FL 33809-4286

Transferred To (Grantee/Buyer)

NameVerified Name
Address5509 HARBOR DR E, LAKELAND, FL 33809-4286

Mortgage

Document Number0011875370
DateSep 02, 2021
Instrument11875/370
Lender
NameUS WIDE FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5509 HARBOR DR E, LAKELAND, FL 33809-4286
Document Number0113262050
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5509 HARBOR DR E LAKELAND FL 338094286, LAKELAND, FL 33809-4286

Mortgage

Document Number0113262050
DateAug 07, 2020
Book Page011326/002050
Instrument159716
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressLAKE MARY, FL 32746
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5509 HARBOR DR E, LAKELAND, FL 33809-4286
Document Number0102650002
Book / Page010265 / 000002
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedOct 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5509 HARBOR DR E LAKELAND FL 338094286, LAKELAND, FL 33809-4286

Mortgage

Document Number0102650002
DateSep 20, 2017
Book Page010265/000002
Instrument179994
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,205.00 (-18.22%) Homeowner's exemption$293,124 (-2.74%) Land $39,000 Building $254,124$293,124 (-2.74%) Land $39,000 Building $254,124
2023$3,919.00 (+1.27%) Homeowner's exemption$301,373 (+2.87%) Land $38,000 Building $263,373$301,373 (+2.87%) Land $38,000 Building $263,373
2022$3,870.00 Homeowner's exemption$292,951 Land $32,000 Building $260,951$292,951 Land $32,000 Building $260,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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