5426 Harbor Dr E, Lakeland, FL 33809 Property Records

Polk County property record for 5426 Harbor Dr E, Lakeland, FL 33809 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,342 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$83,700 (Nov 2014)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-30-000000-031380`

Property Details

APN / Parcel Number

Primary APN	`24-27-30-000000-031380`
Alternative APNs	`302724000000031380` `02724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Commercial/Industrial
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5426 HARBOR DR E
City	LAKELAND
State	FL
Zip	33809-4287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED APPEARS IN ERROR BEG NW COR OF NE1/4 OF NW1/4 RUN S 610 FT N 88 DEG 40 MIN 39 SEC E 122.61 FT N 30 FT E 50 FT S 62.07 FT E 126.47 FT FOR POB RUN E 125 FT N 23.23 FT TO A CURVE ARC NWLY ALONG CURVE 102.03 FT S 57 DEG 47 MIN 19 SEC W 102.89 FT S
Legal Range	24E
Legal Township	27S
Legal Section	30
Legal Subdivision	BRISTOWS PROPS
Legal Tract	000000
Legal Block	2
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2004
Census Tract	12209

Owner

Source: Polk County records · APN 24-27-30-000000-031380

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5426 HARBOR DR E, LAKELAND, FL 33809-4287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 2014 · Amount on Record
Deed Sale	Nov 06, 2014 · Amount on Record
Prior Sale	Jun 12, 2007 · Amount on Record
Deed Document Number	2014189861
Deed Book / Page	9379 / 258
Prior Transfer Date	Nov 05, 2014
Prior Transfer Doc	0000189861
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5426 HARBOR DR E, LAKELAND, FL 33809-4287
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 HARBOR DR E, LAKELAND, FL 33809-4287
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015370
Date	Jan 19, 2022
Book Page	12078/179
Instrument	2022015370

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (-31.97%) Homeowner's exemption	$120,047 (+5.99%)	$268,536 (-2.43%) Land $39,000 Building $229,536
2023	$1,517.00 (+4.91%) Homeowner's exemption	$113,266 (+3%)	$275,235 (+0.44%) Land $38,000 Building $237,235
2022	$1,446.00 Homeowner's exemption	$109,967	$274,033 Land $32,000 Building $242,033

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050122092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.