McHenry County property record for 5506 Mill St, Richmond, IL 60071
| Property Type | Single Family Home |
|---|---|
| Details | 2,332 sqft · built 1948 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,500 (Oct 2019) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-403-013 |
| Primary APN | 04-09-403-013 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,332 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 5506 MILL ST |
|---|---|
| City | RICHMOND |
| State | IL |
| Zip | 60071-7710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0036231 PT NW1/4 SE1/4 |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 09 |
| Legal Block | 403 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 870104 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5506 MILL ST, RICHMOND, IL 60071-7710 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GURANTEED RATE INC |
| Jul 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 25, 2019 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Nov 27, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Prior Sale | Nov 27, 2018 |
| Deed Document Number | 2019R0036231 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5506 MILL ST, RICHMOND, IL 60071-7710 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000027757 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021R0027757 |
| Name | GURANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5506 MILL ST, RICHMOND, IL 60071-7710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000027721 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017R0027721 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Sep 1, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 25, 2019 |
| Property Address | 5506 MILL ST, RICHMOND, IL 60071-7710 |
| Document Number | 0000036231 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 36231 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2019 |
| Title Company | REAL ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26407 W VISTA CT INGLESIDE IL 600419187, INGLESIDE, IL 60041-9187 |
| Document Number | 36232 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 36232 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 27, 2018 |
| Property Address | 5506 MILL ST, RICHMOND, IL 60071-7710 |
| Document Number | 0000039973 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 39973 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Richmond Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $58,648 Land $16,965 Building $41,683 | $175,944 Land $50,895 Building $125,049 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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