McHenry County property record for 5504 Mill St, Richmond, IL 60071
| Property Type | Single Family Home |
|---|---|
| Details | 2,110 sqft · built 1972 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Oct 2017) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-09-403-006 |
| Primary APN | 04-09-403-006 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,110 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Construction Type | Frame |
| Lot Area | 30,492 sqft (0.7 acres) |
| Street Address | 5504 MILL ST |
|---|---|
| City | RICHMOND |
| State | IL |
| Zip | 60071-7710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0040431 (RE-RECORD) PT W1/2 SE1/4 /EX DOC 1972R0560487/ |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 09 |
| Legal Block | 403 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 870104 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5504 MILL ST, RICHMOND, IL 60071-7710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HARVARD STATE BANK |
| May 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE HARVARD STATE BANK |
| Oct 31, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 2017R0019204 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5504 MILL ST, RICHMOND, IL 60071-7710 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013264 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021R0013264 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 30, 2017 |
| Property Address | 5504 MILL ST, RICHMOND, IL 60071-7710 |
| Document Number | 0000019204 |
| Instrument Date | May 25, 2017 |
| Instrument | 2017R0019204 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5504 MILL ST, RICHMOND, IL 60071-7710 |
| Document Number | 0000019205 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017R0019205 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 31, 2017 |
| Property Address | 5504 MILL ST, RICHMOND, IL 60071-7710 |
| Document Number | 0000040431 |
| Instrument Date | May 25, 2017 |
| Instrument | 40431 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $318.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5504 MILL ST RICHMOND IL 600717710, RICHMOND, IL 60071-7710 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Richmond Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $84,975 Land $16,965 Building $68,010 | $254,925 Land $50,895 Building $204,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND serves 2,089 people · EPA ID IL1110750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures