55055 Lazy River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55055 Lazy River Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2,293 sqft · built 2022
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Sep 2023)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201131-B0-02300`

Property Details

APN / Parcel Number

Primary APN	`201131-B0-02300`
Alternative APNs	`R1083201131B002300` `126280`

Interior

Building Area	2,293 sqft Total Area
Gross Area	904 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	71,874 sqft (1.65 acres)
Shed	1 Shed
Shed Area	308 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	126280
Street Address	55055 LAZY RIVER DR
City	BEND
State	OR
Zip	97707-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	LAZY RIVER WEST BLOCK 6 LOT 16
Legal Range	11
Legal Township	20
Legal Section	31
Legal Subdivision	LAZY RIVER WEST
Legal Block	6
Legal Lot Number	16
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1014
Census Tract	301

Owner

55055 Lazy River Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55055 LAZY RIVER DR, BEND, OR 97707-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage GREGORY L KNECHI IRA
Jun 26, 2024	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Aug 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage MID OREGON FCU
Aug 19, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Aug 19, 2022 · Amount on File
Deed Document Number	202323229
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55055 LAZY RIVER DR, BEND, OR 97707-2538
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039730
Date	Nov 3, 2022
Instrument	2022-39730

Lender

Name	GREGORY L KNECHI IRA
Type	Non-Lending Institution
Address	EUGENE, OR 97401

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 3, 2025

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55055 LAZY RIVER DR, BEND, OR 97707-2538
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55055 LAZY RIVER DR, BEND, OR 97707-2538

Mortgage

Document Number	0000016312
Date	Jun 26, 2024
Instrument	2024-16312

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55055 LAZY RIVER DR, BEND, OR 97707-2538
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55055 LAZY RIVER DR, BEND, OR 97707-2538

Mortgage

Document Number	0000021891
Date	Aug 18, 2025
Instrument	2025-21891

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 18, 2023
Property Address	55055 LAZY RIVER DR, BEND, OR 97707-2538
Document Number	0000023229
Map Reference	CAB A PG 151
Instrument Date	Sep 15, 2023
Instrument	2023-23229
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, DESCHUTES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2808 NE, BEND, OR 97707

Mortgage

Document Number	0000023230
Date	Sep 18, 2023
Instrument	2023-23230

Lender

Name	MID OREGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 19, 2022
Property Address	55055 LAZY RIVER DR, BEND, OR 97707-2538
Document Number	0000031805
Instrument Date	Aug 17, 2022
Instrument	2022-31805
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17201 BAKERSFIELD RD, BEND, OR 97707-2004

Tax Assessment & Valuation

The 2025 property tax bill for 55055 Lazy River Dr was $4,518, up 281.3% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 (+281.27%)	$244,340 (+292.89%)	$915,840 (+201.59%) Land $209,990 Building $705,850
2024	$1,185.00 (+146.36%)	$62,190 (+166.91%)	$303,670 (+80.95%) Land $190,990 Building $112,680
2023	$481.00 (+7.37%)	$23,300 (+6.01%)	$167,820 (-11.3%) Land $152,790 Building $15,030
2022	$448.00	$21,980	$189,190 Land $180,470 Building $8,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 55055 Lazy River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55055 Lazy River Dr is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AT&T, T-Mobile, TDS Telecom.

Nearby Properties on Lazy River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures