55046 Lazy River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55046 Lazy River Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft · built 1984
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201131 B0 01300`

Property Details

APN / Parcel Number

Primary APN	`201131 B0 01300`
Alternative APNs	`R1084201131B001300` `126269`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,296 sqft
Attic Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Lot Area	70,132 sqft (1.61 acres)
Lean-To	288 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	126269
Old Parcel Number	R1084201131B001300
Street Address	55046 LAZY RIVER DR
City	BEND
State	OR
Zip	97707-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:13 BLK:5 SUBD:LAZY RIVER WEST SEC/TWN/RNG/MER:SEC 31 TWN 20 RNG 11 MAP REF:201131-B0
Legal Range	11E
Legal Township	20S
Legal Section	31
Legal Quarter	NW
Legal Subdivision	LAZY RIVER WEST
Legal Block	5
Legal Lot Number	13
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1007
Census Tract	301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	55046 LAZY RIVER DR, BEND, OR 97707-2538
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Jan 13, 2017	Loan Modification, Mortgage · Conventional with PMI MARY R DOBSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025
Deed Sale	Jul 24, 2025
Prior Sale	May 1, 2006
Deed Document Number	0202519385
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	2018-38023
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55046 LAZY RIVER DR, BEND, OR 97707-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044963
Date	Sep 2, 2020
Instrument	2020-44963

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HOOD RIVER, OR 97031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 18, 2018
Property Address	55046 LAZY RIVER DR, BEND, OR 97707-2538
Document Number	0000038023
Instrument Date	Sep 17, 2018
Instrument	2018-38023
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31984 FRITZ DR, EXETER, CA 93221-9412

Mortgage

Document Number	0000038024
Date	Sep 18, 2018
Instrument	2018-38024

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	39 Months
Due	Dec 25, 2021

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	55046 LAZY RIVER DR, BEND, OR 97707-2538
Document Number	0000002160
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55046 LAZY RIVER DR BEND OR 977072538, BEND, OR 97707-2538

Mortgage

Document Number	0000002160
Date	Jan 19, 2017
Instrument	2160

Lender

Name	MARY R DOBSON
Address	55046 LAZY RIVER DR, BEND, OR 97707-2538

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Jan 18, 2018

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00 (+87.6%)	$195,620 (+88.46%)	$669,530 (+80.11%) Land $120,550 Building $548,980
2024	$1,935.00 (+3.98%)	$103,800 (+3%)	$371,730 (-5.39%) Land $120,550 Building $251,180
2023	$1,861.00	$100,780	$392,910 Land $99,640 Building $293,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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