5505 Wahl Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5505 Wahl Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,216 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Nov 2018)
Tax Bill	$1,650 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-03210`

Property Details

APN / Parcel Number

Primary APN	`415-0010-03210`
Alternative APN	`1135045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,216 sqft Gross Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)
Garage Area	1,200 sqft
Deck Area	140 sqft
Patio Area	144 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1135045
Street Address	5505 WAHL RD
City	DULUTH
State	MN
Zip	55804-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S 1/2 OF S 1/2 OF SE 1/4 OF SW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	10
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2017
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5505 WAHL RD, DULUTH, MN 55804-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SUPERIOR CHOICE CU
Jul 20, 2020	Deed of Trust, Mortgage SUPERIOR CHOICE CU
Aug 1, 2019	Deed of Trust, Mortgage SUPERIOR CHOICE CU
Nov 26, 2018	Quit Claim Deed, Transfer SUPERIOR CHOICE CU
Aug 23, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	20181345302
Last Transfer Date	Aug 8, 2022
Transfer Doc	0001449698
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 15, 2022
Property Address	5505 WAHL RD, DULUTH, MN 55804-2811
Document Number	0001449698
Instrument Date	Aug 8, 2022
Instrument	1449698
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5505 WAHL RD, DULUTH, MN 55804-2811

Mortgage

Document Number	0001449699
Date	Aug 15, 2022
Instrument	1449699

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5505 WAHL RD, DULUTH, MN 55804-2811
Document Number	00A1386308
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 WAHL RD DULUTH MN 558042811, DULUTH, MN 55804-2811

Mortgage

Document Number	00A1386308
Date	Jul 29, 2020
Instrument	A1386308

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2040

Interest

Rate Type	Adjustable Rate
Rate	2.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5505 WAHL RD, DULUTH, MN 55804-2811
Document Number	00A1360158
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 WAHL RD DULUTH MN 558042811, DULUTH, MN 55804-2811

Mortgage

Document Number	00A1360158
Date	Aug 7, 2019
Instrument	A1360158

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2039

Interest

Rate Type	Adjustable Rate
Rate	3.62%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 26, 2018
Property Address	5505 WAHL RD, DULUTH, MN 55804-2811
Document Number	00A1345302
Instrument Date	Nov 16, 2018
Instrument	A1345302
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	PIONEER ABSTRACT AND TITLE DULUT, PIONEER ABSTRACT & TITLE DULUT

Transaction

Amount	Amount Recorded
Tax	$85.80
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 WAHL RD DULUTH MN 558042820, DULUTH, MN 55804-2820

Mortgage

Document Number	1345348
Date	Nov 26, 2018
Instrument	1345348

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 23, 2018
Property Address	5505 WAHL RD, DULUTH, MN 55804-2811
Document Number	00A1001896
Instrument Date	Aug 22, 2018
Instrument	A1001896
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,357.95
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5502 WAHL RD DULUTH MN 558042820, DULUTH, MN 55804-2820

Mortgage

Document Number	A1001897
Date	Aug 23, 2018
Instrument	A1001897

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,650.00 (+6.59%) Homeowner's exemption
2025	$1,548.00 (+16.57%) Homeowner's exemption	$175,100 (+7.89%) Land $50,100 Building $125,000	$175,100 (+7.89%) Land $50,100 Building $125,000
2024	$1,328.00 (-4.05%)	$162,300 (+18.81%) Land $46,700 Building $115,600	$162,300 (+18.81%) Land $46,700 Building $115,600
2023	$1,384.00 Homeowner's exemption
2022		$136,600 (+71.82%) Land $44,800 Building $91,800	$136,600 (+71.82%) Land $44,800 Building $91,800
2021		$79,500 Land $37,400 Building $42,100	$79,500 Land $37,400 Building $42,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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