5477 Wahl Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5477 Wahl Rd, Duluth, MN 55804

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 1990
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Tax Bill	$5,748 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-04070`

Property Details

APN / Parcel Number

Primary APN	`415-0010-04070`
Alternative APNs	`1035918` `1144412`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,208 sqft Gross Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,306,800 sqft (30 acres)
Garage Area	540 sqft
Deck Area	Deck Area
Pole Barn	2,880 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1144412
Street Address	5477 WAHL RD
City	DULUTH
State	MN
Zip	55804-2804
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	MUNS
Legal Description	NE1/4 OF NW1/4 EX S1/2 OF S1/2 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	15
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2017
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5477 WAHL RD, DULUTH, MN 55804-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 3, 2023	Quit Claim Deed, Transfer · Conventional Mortgage ENVISION CAPITAL INC
Mar 17, 2020	Deed of Trust, Construction Loan · Construction Mortgage MEMBERS COOPERATIVE CU
Aug 11, 2017	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 17, 2023
Transfer Doc	0001065802
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5477 WAHL RD, DULUTH, MN 55804-2804
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5477 WAHL RD, DULUTH, MN 55804-2804

Mortgage

Document Number	0001093736
Date	Sep 3, 2025
Instrument	1093736

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 3, 2023
Property Address	5477 WAHL RD, DULUTH, MN 55804-2804
Document Number	0001065802
Instrument Date	Jan 17, 2023
Instrument	1065802
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5477 WAHL RD, DULUTH, MN 55804-2804

Mortgage

Document Number	0001065803
Date	Feb 3, 2023
Instrument	1065803

Lender

Name	ENVISION CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Mar 17, 2020
Property Address	5477 WAHL RD, DULUTH, MN 55804-2804
Document Number	00T1021559
Instrument Date	Mar 12, 2020
Instrument	T1021559
Transaction Type	Construction Loan
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5477 WAHL RD DULUTH MN 558042804, DULUTH, MN 55804-2804

Mortgage

Document Number	00T1021559
Date	Mar 17, 2020
Instrument	T1021559

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2017
Property Address	5477 WAHL RD, DULUTH, MN 55804-2804
Document Number	000T988533
Instrument Date	Aug 9, 2017
Instrument	T988533
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$626.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5477 WAHL RD DULUTH MN 558042804, DULUTH, MN 55804-2804

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,748.00 (+6.52%) Homeowner's exemption
2025	$5,396.00 (+1.28%) Homeowner's exemption	$522,100 (+8.16%) Land $141,700 Building $380,400	$522,100 (+8.16%) Land $141,700 Building $380,400
2024	$5,328.00	$482,700 (+1.86%) Land $130,700 Building $352,000	$482,700 (+1.86%) Land $130,700 Building $352,000
2022		$473,900 Land $124,600 Building $349,300	$473,900 Land $124,600 Building $349,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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