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5505 River Bluff Cir, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 5505 River Bluff Cir, Bloomington, MN 55437

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,571 sqft · built 1983
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2014)
Tax Bill$9,770 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-115-21-31-0031

Property Details

APN / Parcel Number

Primary APN04-115-21-31-0031

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,571 sqft Living Area
Gross Area5,154 sqft
1st Floor Area2,571 sqft
Basement Area2,583 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2002
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions122 ft deep x 59 ft wide
Garage TypeAttached
Garage Area704 sqft

Exterior Amenities

PorchOpen Porch
Porch Area324 sqft
Deck Area472 sqft
Patio Area472 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address5505 RIVER BLUFF CIR
CityMINNEAPOLIS
StateMN
Zip55437-3605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 016 BLOCK 002 B RIVER BLUFF ESTATES NW 59X122X206X139
Legal Range21
Legal Township115
Legal Section04
Legal Quarter31
Legal SubdivisionRIVER BLUFF ESTATES
Legal Block2
Legal Lot Number16
JurisdictionHENNEPIN MN
Township / Civil DivisionBLOOMINGTON
Census Block Group1
Census Block1013
Census Tract25909

Owner

5505 River Bluff Cir is owned and occupied by two individuals who bought it in October 2014.

Source: Hennepin County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5505 RIVER BLUFF CIR, MINNEAPOLIS, MN 55437-3605
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2014 · Amount on File
Deed SaleOct 30, 2014 · Amount on File
Deed Document Number20145211092
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address5505 RIVER BLUFF CIR, BLOOMINGTON, MN 55437-3605
Document Number0005784635
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanyALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5505 RIVER BLUFF CIR BLOOMINGTON MN 554373605, BLOOMINGTON, MN 55437-3605

Mortgage

Document Number0005784635
DateDec 24, 2020
Instrument5784635
Lender
NameMEGASTAR FIN'L
TypeFunding / Finance Company
AddressDENVER, CO 80204
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 23, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 5505 River Bluff Cir was $9,770.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityBloomington City
Unified School DistrictBloomington Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,770.00$672,000 Land $198,000 Building $474,000$672,000 Land $198,000 Building $474,000
2023$8,800.00 Homeowner's exemption
2022$707,000 Land $258,700 Building $448,300$707,000 Land $258,700 Building $448,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5505 River Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 River Bluff Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBloomington
serves 91,300 people · EPA ID MN1270001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: Netwave Broadband.

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