5322 River Bluff Cir, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 5322 River Bluff Cir, Bloomington, MN 55437

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,379 sqft · built 1985
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,500 (Oct 2020)
Tax Bill	$8,569 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-115-21-31-0046`

Property Details

APN / Parcel Number

Primary APN	`04-115-21-31-0046`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,379 sqft Living Area
Gross Area	3,631 sqft
1st Floor Area	2,379 sqft
Basement Area	1,252 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	113 ft deep x 191 ft wide
Garage Type	Attached
Garage Area	724 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	299 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5322 RIVER BLUFF CIR
City	MINNEAPOLIS
State	MN
Zip	55437-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 T RIVER BLUFF ESTATES PLAT 3 E 191X113X201X113
Legal Range	21
Legal Township	115
Legal Section	04
Legal Quarter	31
Legal Subdivision	RIVER BLUFF ESTATES PLAT 3
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1008
Census Tract	25909

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5322 RIVER BLUFF CIR, MINNEAPOLIS, MN 55437-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	20205753222
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 2, 2020
Property Address	5322 RIVER BLUFF CIR, BLOOMINGTON, MN 55437-3632
Document Number	0005753222
Instrument Date	Oct 1, 2020
Instrument	5753222
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5322 RIVER BLUFF CIR BLOOMINGTON MN 554373632, BLOOMINGTON, MN 55437-3632

Mortgage

Document Number	5753223
Date	Oct 2, 2020
Instrument	5753223

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,569.00 (+11.78%)	$600,300 (-4.27%) Land $179,300 Building $421,000	$600,300 (-4.27%) Land $179,300 Building $421,000
2023	$7,666.00 Homeowner's exemption
2022		$627,100 Land $224,300 Building $402,800	$627,100 Land $224,300 Building $402,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Netwave Broadband.

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