5505 Oak River Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5505 Oak River Ct, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,049 sqft · built 1985
Lot Size0.249 acres (10,850 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Aug 2012)
Tax Bill$5,309 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN230-0730-011-0000

Property Details

APN / Parcel Number

Primary APN230-0730-011-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,049 sqft Living Area
1st Floor Area1,954 sqft
2nd Floor Area1,050 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleH-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,850 sqft (0.249 acres)
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5505 OAK RIVER CT
CityCARMICHAEL
StateCA
Zip95608-8049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionOAK CREEK 07, LOT 11
Legal SubdivisionOAK CREEK 07
Legal Lot Number11
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1006
Census Tract7604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5505 OAK RIVER CT, CARMICHAEL, CA 95608-8049
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2012 · Amount on Record
Deed SaleAug 20, 2012 · Amount on Record
Prior SaleApr 30, 1999 · Amount on Record
Deed Book / Page20120820 / 1394
Prior Transfer DateJan 7, 1997
Prior Transfer Doc9701001983
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5505 OAK RIVER CT, CARMICHAEL, CA 95608-8049
Document Number2012211251
Instrument DateDec 15, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5505 OAK RIVER CT CARMICHAEL CA 956088049, CARMICHAEL, CA 95608-8049

Mortgage

Document Number2012211251
DateDec 21, 2020
Instrument2012211251
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 20, 2035

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$460,750 (+2%) Land $125,600 Building $335,150
2025$5,309.00 (+0.97%) Homeowner's exemption$451,717 (+4.04%) Land $123,138 Building $328,579
2024$5,258.00 (+2.64%)
2023$5,123.00 (+0.57%) Homeowner's exemption$434,178 Land $118,357 Building $315,821
2022$5,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cal.net, Fidium Fiber.

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