5504 Oak River Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5504 Oak River Ct, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 1980
Lot Size0.168 acres (7,300 sqft)
OwnerCompany Name on File
Tax Bill$3,317 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN230-0730-015-0000

Property Details

APN / Parcel Number

Primary APN230-0730-015-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCustom Design
Exterior MaterialWood Shingle
Construction TypeWood
Roof MaterialOther
Lot Area7,300 sqft (0.168 acres)
Garage Area512 sqft
Parking Spaces2 Parking Spaces
Pool Area14,500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5504 OAK RIVER CT
CityCARMICHAEL
StateCA
Zip95608-8049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionOAK CREEK 07, LOT 15
Legal SubdivisionOAK CREEK 07
Legal Lot Number15
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1006
Census Tract7604

Owner

Source: Sacramento County records · APN 230-0730-015-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5504 OAK RIVER CT, CARMICHAEL, CA 95608-8049
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 21, 2016
Transfer Doc0000001616
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5504 OAK RIVER CT, CARMICHAEL, CA 95608-8049
Document Number1710200323
Instrument DateOct 07, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5504 OAK RIVER CT CARMICHAEL CA 956088049, CARMICHAEL, CA 95608-8049

Mortgage

Document Number1710200323
DateOct 20, 2017
Instrument1710200323
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$289,708 (+2%) Land $73,658 Building $216,050
2025$3,317.00 (+1%) Homeowner's exemption$284,028 (+4.04%) Land $72,214 Building $211,814
2024$3,284.00 (+2.63%)
2023$3,200.00 (+0.57%) Homeowner's exemption$273,001 Land $69,411 Building $203,590
2022$3,182.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cal.net, Consolidated Communications.

Based on FCC filings for 559 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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