5504 Flounder Ct E, Waldorf, MD 20603 Property Records

Charles County property record for 5504 Flounder Ct E, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,128 sqft · built 1991
Lot Size0.199 acres (8,645 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Mar 2023)
Tax Bill$11,425 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-190790

Property Details

APN / Parcel Number

Primary APN06-190790
Alternative APNs
  • 6190790
  • 190790

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,128 sqft Living Area
Gross Area2,844 sqft
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,645 sqft (0.199 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number190790
Street Address5504 FLOUNDER CT E
CityWALDORF
StateMD
Zip20603-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionL-65 PARCEL E DORCHESTER NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block1
Legal Lot Number65
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1000
Census Tract851501

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5504 FLOUNDER CT E, WALDORF, MD 20603-4212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2023 · Amount on Record
Deed SaleMar 13, 2023 · Amount on Record
Prior SaleSep 30, 2016 · Amount on Record
Deed Book / Page12875 / 344
Record UpdatedOct 29, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMar 13, 2023
Property Address5504 FLOUNDER CT E, WALDORF, MD 20603-4212
Document Number0128750344
Book / Page12875 / 344
Map ReferenceMB DGB 39 FO 307
Instrument DateSep 2, 2022
Transaction TypeTransfer
Record UpdatedMar 24, 2023
Title CompanyPOTOMAC TITLE GROUP SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5504 FLOUNDER CT E, WALDORF, MD 20603-4212

Mortgage

Document Number0012875353
DateMar 13, 2023
Instrument12875/353
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term355 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,033 (+28.34%)$456,200 (+33.51%) Land $125,200 Building $331,000
2025$11,425.00 (+147.67%)
2023$4,613.00$325,733$341,700 Land $125,200 Building $216,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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