Charles County property record for 5501 Flounder Ct E, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,538 sqft · built 1991 |
| Lot Size | 0.178 acres (7,772 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Jun 2024) |
| Tax Bill | $12,758 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-190758 |
| Primary APN | 06-190758 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| Gross Area | 3,066 sqft |
| 1st Floor Area | 1,448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,772 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 190758 |
|---|---|
| Street Address | 5501 FLOUNDER CT E |
| City | WALDORF |
| State | MD |
| Zip | 20603-4212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-61 PARCEL E DORCHESTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 851501 |
Source: Charles County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5501 FLOUNDER CT E, WALDORF, MD 20603-4212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Dec 7, 2016 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Prior Sale | Nov 12, 2010 · Amount on Record |
| Deed Book / Page | 13316 / 81 |
| Prior Transfer Date | Oct 31, 2007 |
| Prior Transfer Doc | 0065080681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5501 FLOUNDER CT E, WALDORF, MD 20603-4212 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE |
| Name | Verified Name |
|---|---|
| Address | 5501 FLOUNDER CT E, WALDORF, MD 20603-4212 |
| Document Number | 0122980126 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 12298/126 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5501 FLOUNDER CT E, WALDORF, MD 20603-4212 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096740435 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 9674/435 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5501 FLOUNDER CT E, WALDORF, MD 20603-4212 |
| Document Number | 0096740459 |
| Instrument Date | Dec 7, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 5501 FLOUNDER CT E WALDORF MD 206034212, WALDORF, MD 20603-4212 |
| Document Number | 0096740459 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 009674/000459 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Charles County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,758.00 (+138.69%) | $430,467 (+12.99%) | $474,200 (+16.05%) Land $125,100 Building $349,100 |
| 2023 | $5,345.00 (+20.74%) | $380,967 (+7.82%) | $408,600 (-) Land $125,100 Building $283,500 |
| 2022 | $4,427.00 | $353,333 | $408,600 Land $125,100 Building $283,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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