55038 Ruby Loop, Bandon, OR 97411 Property Records

Coos County property record for 55038 Ruby Loop, Bandon, OR 97411

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,900 sqft · built 1999
Lot Size	1.23 acres (53,578 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Sep 2025)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28S14W31A0660000`

Property Details

APN / Parcel Number

Primary APN	`28S14W31A0660000`
Alternative APNs	`28 S 14 W 31 A 6600` `01017000` `1017000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	1,945 sqft
1st Floor Area	1,900 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,578 sqft (1.23 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	22 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1017000
Street Address	55038 RUBY LOOP
City	BANDON
State	OR
Zip	97411-8862
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR-2
Legal Description	MARLETTE
Legal Range	14W
Legal Township	28S
Legal Section	31
Jurisdiction	COOS OR
Township / Civil Division	BANDON
Census Block Group	3
Census Block	3048
Census Tract	1001

Owner

Source: Coos County records · APN 28S14W31A0660000

Assessment roll updated November 12, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5420 WINGFOOT DR, BAKERSFIELD, CA 93306-3142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Oct 25, 2004 · Amount on Record
Deed Document Number	20256622
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	55038 RUBY LOOP, BANDON, OR 97411-8862
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201703946
Date	May 03, 2017
Instrument	2017-03946

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Coos County records · Assessment roll updated November 12, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Unified School District	Bandon School District 54 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00 (+1.46%) Veteran's exemption	$217,740 (+3%)	$348,280 (+3.66%) Land $115,710 Building $232,570
2024	$1,919.00 (+2.79%)	$211,400 (+3%)	$335,990 (-21.52%) Land $110,200 Building $225,790
2023	$1,867.00 (+0.81%)	$205,250 (+3%)	$428,130 (+12.18%) Land $202,380 Building $225,750
2022	$1,852.00	$199,280	$381,650 Land $179,100 Building $202,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coos County (41011C), as of December 6, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410110010013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Beacon Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Douglas Electric Cooperative, Verizon.

Based on FCC filings for 53 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OR4100074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BANDON serves 3,000 people
Water Source	Surface water
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.