Coos County property record for 55020 Ruby Loop, Bandon, OR 97411
| Property Type | Single Family Home |
|---|---|
| Details | 1,491 sqft · built 2021 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,972 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28 S 14 W 31 A 9501 |
| Primary APN | 28 S 14 W 31 A 9501 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,491 sqft Living Area |
| Gross Area | 1,975 sqft |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 1015901 |
|---|---|
| Old Parcel Number | 01015901 |
| Street Address | 55020 RUBY LOOP |
| City | BANDON |
| State | OR |
| Zip | 97411-8862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-2 |
| Legal Description | SEC/TWN/RNG/MER:SEC 31 TWN 28S RNG 14W |
| Legal Range | 14W |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Quarter | NE |
| Jurisdiction | COOS OR |
| Township / Civil Division | BANDON |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 1001 |
Source: Coos County records · APN 28 S 14 W 31 A 9501
Assessment roll updated September 30, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55020 RUBY LOOP, BANDON, OR 97411-8862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 20, 2021 | Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK |
| Nov 02, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 02, 2020 |
| Transfer Doc | 0202011001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOS OR |
| Property Address | 55020 RUBY LOOP, BANDON, OR 97411-8862 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0202202867 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-02867 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOS OR |
| Property Address | 55020 RUBY LOOP, BANDON, OR 97411-8862 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202104379 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021-04379 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Max Rate | 8.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOS OR |
| Recording Date | Nov 02, 2020 |
| Property Address | 55020 RUBY LOOP, BANDON, OR 97411-8862 |
| Document Number | 0202011001 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2020-11001 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 558, BANDON, OR 97411-0558 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6327 W MAGNOLIA AVE, EVERETT, WA 98203-4216 |
Source: Coos County records · Assessment roll updated September 30, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Coos County |
| Unified School District | Bandon School District 54 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,972.00 (+1.23%) | $215,490 (+3%) | $476,350 (+3.48%) Land $115,710 Building $360,640 |
| 2024 | $1,948.00 (+2.74%) | $209,220 (+3%) | $460,340 (+19.45%) Land $110,200 Building $350,140 |
| 2023 | $1,896.00 (+0.53%) | $203,130 (+3%) | $385,368 (-3.56%) Land $100,700 Building $284,668 |
| 2022 | $1,886.00 | $197,220 | $399,601 Land $100,700 Building $298,901 |
Source: FEMA National Flood Hazard Layer, Coos County (41011C), as of December 6, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410110010013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Beacon Broadband Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Douglas Electric Cooperative, Verizon.
Based on FCC filings for 53 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system OR4100074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BANDON serves 3,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures