5503 Ripplebrook Rd, Durham, NC 27712 Property Records

Durham County property record for 5503 Ripplebrook Rd, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,365 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (May 2022)
Tax Bill	$5,245 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0825-22-4178`

Property Details

APN / Parcel Number

Primary APN	`0825-22-4178`
Alternative APNs	`0825-22-41-7830` `082503224179` `183997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,365 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5503 RIPPLEBROOK RD
City	DURHAM
State	NC
Zip	27712-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	HUNTINGTON VALLEY/LT#092 THE LENOX PL:000142-000191
Legal Subdivision	HUNTINGTON VLY
Legal Lot Number	92
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	5
Census Block	5005
Census Tract	1603

Owner

5503 Ripplebrook Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5503 RIPPLEBROOK RD, DURHAM, NC 27712-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Sep 20, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE
Dec 14, 2020	Warranty Deed, Transfer INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TITLE INS AGCY IN
Dec 10, 2020	Loan Modification, Mortgage · Line of Credit HOUSING CAP
Feb 4, 2020	Grant Deed, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on File
Deed Sale	May 18, 2022 · Amount on File
Prior Sale	Sep 20, 2021 · Amount on File
Deed Document Number	202220568
Deed Book / Page	9697 / 150
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 18, 2022
Property Address	5503 RIPPLEBROOK RD, DURHAM, NC 27712-2243
Document Number	0096970150
Book / Page	9697 / 150
Map Reference	MB 142 PG 190-192
Instrument Date	May 12, 2022
Instrument	2022020568
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3047 E HAMPTON AVE, 3047, MESA, AZ 85204-6330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5503 RIPPLEBROOK RD, DURHAM, NC 27712-2243

Mortgage

Document Number	2022020569
Date	May 18, 2022
Instrument	2022020569

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	Other
Max Rate	9%

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 20, 2021
Property Address	5503 RIPPLEBROOK RD, DURHAM, NC 27712-2243
Document Number	0094670839
Book / Page	9467 / 839
Map Reference	MB 142 PG 190-192
Instrument Date	Sep 17, 2021
Instrument	2021047837
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$981.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5503 RIPPLEBROOK RD, DURHAM, NC 27712-2243

Mortgage

Document Number	2021047838
Date	Sep 20, 2021
Instrument	2021047838

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 14, 2020
Property Address	5503 RIPPLEBROOK RD, DURHAM, NC 27712-2243
Document Number	0091660683
Book / Page	009166 / 000683
Instrument Date	Dec 10, 2020
Instrument	55157
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TITLE INS AGCY IN

Transaction

Amount	Amount on Record
Tax	$144.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	5503 RIPPLEBROOK RD, DURHAM, NC 27712-2243
Document Number	0091660685
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5503 RIPPLERBOOK RD DURHAM NC 27712, DURHAM, NC 27712
Investor	Possibly a Property Investor

Mortgage

Document Number	0091660685
Date	Dec 14, 2020
Book Page	009166/000685
Instrument	55158

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 4, 2020
Property Address	5503 RIPPLEBROOK RD, DURHAM, NC 27712-2243
Document Number	0088630828
Book / Page	008863 / 000828
Instrument Date	Jan 31, 2020
Instrument	4502
Transaction Type	Construction Loan
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,500.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2627 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	88630835
Date	Feb 4, 2020
Book Page	008863/000835
Instrument	4503

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5503 Ripplebrook Rd was $5,245, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,245.00 (+2.52%)	$516,123 (-) Land $78,125 Building $437,998	$516,123 (-) Land $78,125 Building $437,998
2025	$5,116.00	$516,123 Land $78,125 Building $437,998	$516,123 Land $78,125 Building $437,998
2023	$4,864.00 (+2.34%)	$371,372 Land $40,817 Building $330,555	$371,372 Land $40,817 Building $330,555
2022	$4,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5503 Ripplebrook Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5503 Ripplebrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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