5436 Ripplebrook Rd, Durham, NC 27712 Property Records

Durham County property record for 5436 Ripplebrook Rd, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,605 sqft · built 2022
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Tax Bill	$5,670 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0825-22-7196`

Property Details

APN / Parcel Number

Primary APN	`0825-22-7196`
Alternative APNs	`0825-22-71-9676` `082503227197` `183967`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,605 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	5436 RIPPLEBROOK RD
City	DURHAM
State	NC
Zip	27712-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	HUNTINGTON VALLEY/LT#054 PL:000142-000191
Legal Subdivision	HUNTINGTON VLY
Legal Lot Number	54
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	5
Census Block	5005
Census Tract	1603

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5436 RIPPLEBROOK RD, DURHAM, NC 27712-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 3, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK
Mar 1, 2022	Warranty Deed, Transfer
Feb 4, 2020	Grant Deed, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022
Deed Sale	Jun 3, 2022
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	202223219
Deed Book / Page	9711 / 802
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5436 RIPPLEBROOK RD, DURHAM, NC 27712-2242
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5436 RIPPLEBROOK RD, DURHAM, NC 27712-2242

Mortgage

Document Number	0103960077
Date	Oct 1, 2025
Book Page	10396/77
Instrument	2025149379

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 3, 2022
Property Address	5436 RIPPLEBROOK RD, DURHAM, NC 27712-2242
Document Number	0097110802
Book / Page	9711 / 802
Map Reference	MB 142 PG 190-192
Instrument Date	Jun 2, 2022
Instrument	2022023219
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2023
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$967.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5436 RIPPLEBROOK RD, DURHAM, NC 27712-2242

Mortgage

Document Number	2022023220
Date	Jun 3, 2022
Instrument	2022023220

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 1, 2022
Property Address	5436 RIPPLEBROOK RD, DURHAM, NC 27712-2242
Document Number	0096290087
Book / Page	9629 / 87
Map Reference	MB 142 PG 190-192
Instrument Date	Feb 25, 2022
Instrument	2022008886
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Tax	$948.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR # DR104, DR104, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR STE 104, 104, MONROE, NC 28110-5632
Investor	Possibly a Property Investor

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 4, 2020
Property Address	5436 RIPPLEBROOK RD, DURHAM, NC 27712-2242
Document Number	0088630828
Book / Page	008863 / 000828
Instrument Date	Jan 31, 2020
Instrument	4502
Transaction Type	Construction Loan
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2627 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	88630835
Date	Feb 4, 2020
Book Page	008863/000835
Instrument	4503

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,670.00 (+2.51%)	$557,993 (-) Land $86,250 Building $471,743	$557,993 (-) Land $86,250 Building $471,743
2025	$5,531.00 (+1.24%)	$557,993 (+33.78%) Land $86,250 Building $471,743	$557,993 (+33.78%) Land $86,250 Building $471,743
2023	$5,463.00 (+8,435.94%)	$417,101 Land $48,300 Building $368,801	$417,101 Land $48,300 Building $368,801
2022	$64.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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