Charles County property record for 5502 Torpedo Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,646 sqft · built 1995 |
| Lot Size | 0.131 acres (5,740 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $288,900 (May 2004) |
| Tax Bill | $4,260 (2023) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-227805 |
| Primary APN | 06-227805 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Total Area |
| Gross Area | 1,982 sqft |
| 1st Floor Area | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,740 sqft (0.131 acres) |
| Garage Type | Mixed |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 320 sqft |
| Patio Area | 109 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 227805 |
|---|---|
| Old Parcel Number | 6227805 |
| Street Address | 5502 TORPEDO CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-4779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LT 35 PAR B PLAT 3 DORCHESTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | CHARLES SUB |
| Legal Lot Number | 35 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 851502 |
Source: Charles County records, as of October 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 5502 TORPEDO CT, WALDORF, MD 20603-4779 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2004 · Amount on Record |
| Deed Sale | May 18, 2004 · Amount on Record |
| Prior Sale | Aug 3, 1995 · Amount on Record |
| Deed Document Number | 125304 |
| Deed Book / Page | 4733 / 663 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5502 TORPEDO CT, WALDORF, MD 20603-4779 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5502 TORPEDO CT, WALDORF, MD 20603-4779 |
| Document Number | 0127640160 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 12764/160 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 25, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5502 TORPEDO CT, WALDORF, MD 20603-4779 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INTERSTATE T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 5502 TORPEDO CT, WALDORF, MD 20603-4779 |
| Document Number | 0121800070 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 12180/70 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,260.00 Homeowner's exemption | $299,100 | $317,600 Land $125,000 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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