5510 Torpedo Ct, Waldorf, MD 20603 Property Records

Charles County property record for 5510 Torpedo Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,982 sqft · built 1995
Lot Size0.141 acres (6,131 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Nov 2021)
Tax Bill$10,977 (2025)
Deeds & MortgagesJan 2022 Transfer
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-227767

Property Details

APN / Parcel Number

Primary APN06-227767
Alternative APNs
  • 6227767
  • 227767

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,982 sqft Living Area
Gross Area2,511 sqft
1st Floor Area991 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,131 sqft (0.141 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area300 sqft
Patio Area109 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number227767
Street Address5510 TORPEDO CT
CityWALDORF
StateMD
Zip20603-4779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLT 31 PAR B PLAT 3 DORCHESTER NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block2
Legal Lot Number31
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract851502

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5510 TORPEDO CT, WALDORF, MD 20603-4779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 22, 2021Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 11, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Prior SaleApr 13, 2005 · Amount on Record
Deed Book / Page12233 / 160
Prior Transfer DateAug 9, 2021
Prior Transfer Doc0123130448
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateJan 6, 2022
Property Address5510 TORPEDO CT, WALDORF, MD 20603-4779
Document Number0123130448
Book / Page12313 / 448
Map ReferenceMB 45 FO 156
Instrument DateAug 9, 2021
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5510 TORPEDO CT, WALDORF, MD 20603-4779

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateNov 22, 2021
Property Address5510 TORPEDO CT, WALDORF, MD 20603-4779
Document Number0122330160
Book / Page12233 / 160
Map ReferenceMB 45 FO 156
Instrument DateAug 6, 2021
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5510 TORPEDO CT, WALDORF, MD 20603-4779

Mortgage

Document Number12233166
DateNov 22, 2021
Instrument12233/166
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address5510 TORPEDO CT, WALDORF, MD 20603-4779
Document Number0099280467
Book / Page009928 / 000467
Instrument DateJul 11, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5510 TORPEDO CT WALDORF MD 206034779, WALDORF, MD 20603-4779

Mortgage

Document Number0099280467
DateJul 31, 2017
Book Page009928/000467
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,467 (+5.93%)$432,400 (-) Land $125,100 Building $307,300
2025$10,977.00 (+144.97%) Homeowner's exemption$386,533 (+17.49%)$432,400 (+18.92%) Land $125,100 Building $307,300
2023$4,481.00 Homeowner's exemption$329,000$363,600 Land $125,100 Building $238,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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