5502 Lake Elton Rd, Durham, NC 27713 Property Records

Durham County property record for 5502 Lake Elton Rd, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,417 sqft · built 1987
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Aug 2004)
Tax Bill	$3,642 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0729-91-8207`

Property Details

APN / Parcel Number

Primary APN	`0729-91-8207`
Alternative APNs	`0729-91-82-0774` `072904917298` `155319`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,417 sqft Heated Area
1st Floor Area	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Porch	Porch
Porch Area	56 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	5502 LAKE ELTON RD
City	DURHAM
State	NC
Zip	27713-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	ELTON RD BEND/SEC:02/LT#0 8 PL:000115-000014
Legal Subdivision	ELTON ROAD BEND SUBDIVISION SECTION 2
Legal Lot Number	8
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3000
Census Tract	2025

Owner

5502 Lake Elton Rd is owned and occupied by two individuals who acquired it in December 2017.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5502 LAKE ELTON RD, DURHAM, NC 27713-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2004 · Amount on File
Deed Sale	Aug 24, 2004 · Amount on File
Deed Book / Page	4515 / 976
Last Transfer Date	Dec 7, 2017
Transfer Doc	0083250754
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5502 LAKE ELTON RD, DURHAM, NC 27713-1704
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090030142
Date	Jul 13, 2020
Book Page	9003/142
Instrument	2020027487

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5502 LAKE ELTON RD, DURHAM, NC 27713-1704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084030141
Date	Apr 17, 2018
Book Page	8403/141
Instrument	2018012376

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 11, 2017
Property Address	5502 LAKE ELTON RD, DURHAM, NC 27713-1704
Document Number	0083250754
Book / Page	008325 / 000754
Instrument Date	Dec 7, 2017
Instrument	43426
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5502 LAKE ELTON RD DURHAM NC 277131704, DURHAM, NC 27713-1704

Mortgage

Document Number	83250756
Date	Dec 11, 2017
Book Page	008325/000756
Instrument	43427

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5502 Lake Elton Rd was $3,642, up 77.4% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,642.00 (+77.4%)	$358,452 (-) Land $103,914 Building $254,538	$358,452 (-) Land $103,914 Building $254,538
2025	$2,053.00	$358,452 Land $103,914 Building $254,538	$358,452 Land $103,914 Building $254,538
2023	$2,825.00 (+2.36%)	$215,709 Land $51,637 Building $164,072	$215,709 Land $51,637 Building $164,072
2022	$2,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5502 Lake Elton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5502 Lake Elton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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