Durham County property record for 5408 Lake Elton Rd, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,017 sqft · built 2020 |
| Lot Size | 14.9 acres (651,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,500 (Aug 2019) |
| Tax Bill | $14,025 (2026) |
| Deeds & Mortgages | Dec 2019 Construction Loan Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0729-92-5052 |
| Primary APN | 0729-92-5052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 4,017 sqft Heated Area |
| 1st Floor Area | 1,438 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 651,658 sqft (14.9 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 404 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 5408 LAKE ELTON RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | PROP-CLEMENTS ELTON B-RUT H V/LT#D ELTON LAKE PT W PL:000133-000201 |
| Legal Lot Number | D |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2025 |
5408 Lake Elton Rd is owned and occupied by two individuals who bought it in August 2019.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5408 LAKE ELTON RD, DURHAM, NC 27713-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 1, 2019 | Warranty Deed, Transfer ELTON B JR & ELLEN K CLEMENTS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 201927105 |
| Deed Book / Page | 8718 / 166 |
| Prior Transfer Date | Jul 29, 2019 |
| Prior Transfer Doc | 0087180166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 5408 LAKE ELTON RD, DURHAM, NC 27713-1702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088220062 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 8822/062 |
| Instrument | 2019045830 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 1, 2019 |
| Property Address | 5408 LAKE ELTON RD, DURHAM, NC 27713-1702 |
| Document Number | 0087180166 |
| Book / Page | 008718 / 000166 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 27105 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1322 VALLEY RUN DURHAM NC 277073638, DURHAM, NC 27707-3638 |
| Document Number | 87180170 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 008718/000170 |
| Instrument | 27106 |
| Name | ELTON B JR & ELLEN K CLEMENTS |
|---|---|
| Address | 5413 LAKE ELTON RD, DURHAM, NC 27713-1701 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jul 31, 2021 |
The 2026 property tax bill for 5408 Lake Elton Rd was $14,025, down 6.1% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,025.00 (-6.06%) | $1,380,014 (-8.37%) Land $608,077 Building $771,937 | $1,380,014 (-8.37%) Land $608,077 Building $771,937 |
| 2025 | $14,929.00 | $1,506,074 Land $823,360 Building $682,714 | $1,506,074 Land $823,360 Building $682,714 |
| 2023 | $7,746.00 (+51.53%) | $591,367 Land $112,540 Building $478,827 | $591,367 Land $112,540 Building $478,827 |
| 2022 | $5,112.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5408 Lake Elton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5408 Lake Elton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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