5502 Alphaba Rd, Coldwater, MS 38618 Property Records

DeSoto County property record for 5502 Alphaba Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,053 sqft · built 2019
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,642 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-9-32-00-0-00008-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-9-32-00-0-00008-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,053 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Pool Area	648 sqft

Location & Zoning

Street Address	5502 ALPHABA RD
City	COLDWATER
State	MS
Zip	38618-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	32-3-6 PT NW1/4 SE1/4
Legal Range	06
Legal Township	03
Legal Section	32
Legal Lot Number	8
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1028
Census Tract	70900

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5502 ALPHABA RD, COLDWATER, MS 38618-7512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
May 17, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2019	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 30, 2018	Warranty Deed, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021
Deed Sale	Sep 20, 2021
Prior Sale	May 30, 2018
Deed Document Number	0000971616
Deed Book / Page	971 / 616
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5502 ALPHABA RD, COLDWATER, MS 38618-7512
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004548/550
Date	May 30, 2018
Book Page	4548/550
Instrument	T04548-00550

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 26, 2018

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5502 ALPHABA RD, COLDWATER, MS 38618-7512
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004726/571
Date	May 17, 2019
Book Page	4726/571

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5502 ALPHABA RD, COLDWATER, MS 38618-7512
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004664/028
Date	Jan 10, 2019
Book Page	4664/028

Lender

Name	CITIZENS BANK
Type	Bank
Address	BYHALIA, MS 38611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 1, 2019

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5502 ALPHABA RD, COLDWATER, MS 38618-7512
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005415/330
Date	Dec 8, 2021
Book Page	5415/330

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 20, 2021
Property Address	5502 ALPHABA RD, COLDWATER, MS 38618-7512
Document Number	000971/616
Book / Page	971 / 616
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4308 MOCKINGBIRD RD, 4308, OXFORD, MS 38655-9522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5502 ALPHABA RD, COLDWATER, MS 38618-7512

Mortgage

Document Number	0005349425
Date	Sep 20, 2021
Instrument	5349/425

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 30, 2018
Property Address	5502 ALPHABA RD, COLDWATER, MS 38618-7512
Document Number	000857/229
Book / Page	857 / 229
Map Reference	BK 406 PG 406
Instrument Date	May 23, 2018
Instrument	W00857-00229
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 COUNTYLINE TATE RD, 3901, COLDWATER, MS 38618-7668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1538, SOUTHAVEN, MS 38671-0016

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,642.00 (+21.7%)	$35,666 (+44.27%) Land $2,000 Building $33,666	$356,657 (+44.27%) Land $20,000 Building $336,657
2023	$2,171.00	$24,721	$247,210 Land $20,000 Building $227,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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