5411 Alphaba Rd, Coldwater, MS 38618 Property Records

DeSoto County property record for 5411 Alphaba Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,898 sqft · built 2020
Lot Size	10.5 acres (457,816 sqft)
Owner	Individual Name on Record
Tax Bill	$3,598 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-9-32-00-0-00005-01`

Property Details

APN / Parcel Number

Primary APN	`3-06-9-32-00-0-00005-01`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,898 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asbestos
Lot Area	457,816 sqft (10.5 acres)
Pool Area	800 sqft
Patio Area	1,216 sqft

Location & Zoning

Street Address	5411 ALPHABA RD
City	COLDWATER
State	MS
Zip	38618-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SE1/4 NW1/4 PT SW 1/4 & PT SE 1/4 NW 1/4
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1030
Census Tract	70900

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5411 ALPHABA RD, COLDWATER, MS 38618-7521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jun 3, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
May 28, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2020
Transfer Doc	000923/798
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5411 ALPHABA RD, COLDWATER, MS 38618-7521
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004807/271
Date	Oct 1, 2019
Book Page	4807/271

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Jun 26, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5411 ALPHABA RD, COLDWATER, MS 38618-7521
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004958/461
Date	Jun 3, 2020
Book Page	4958/461

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	0 Months
Due	Jun 26, 2020

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5411 ALPHABA RD, COLDWATER, MS 38618-7521
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004953/738
Date	May 28, 2020
Book Page	4953/738

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 12, 2021

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,598.00 (+19.1%)	$47,259 (+42.27%) Land $3,857 Building $43,402	$471,738 (+42.39%) Land $37,715 Building $434,023
2023	$3,021.00	$33,217	$331,293 Land $37,760 Building $293,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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