Frederick County property record for 5501 Westcott Cir, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,692 sqft · built 2000 |
| Lot Size | 0.057 acres (2,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Feb 2007) |
| Tax Bill | $4,714 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-582897 |
| Primary APN | 28-582897 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 2 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 2,480 sqft (0.057 acres) |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 582897 |
|---|---|
| Street Address | 5501 WESTCOTT CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6500 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 1060 SECT V PLAT 3 2,480 SQ. FT. BALLENGER CROSSING |
| Legal Subdivision | BALLENGER CROSSING |
| Legal Lot Number | 1060 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751001 |
5501 Westcott Cir, a townhouse, is owned and occupied by two individuals who bought it in February 2007.
Source: Frederick County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5501 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jan 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2007 · Amount on File |
| Deed Sale | Feb 27, 2007 · Amount on File |
| Prior Sale | Aug 2, 2002 · Amount on File |
| Deed Document Number | 200771041 |
| Deed Book / Page | 6467 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 8, 2026 |
| Property Address | 5501 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Document Number | 1807000314 |
| Book / Page | 18077 / 314 |
| Instrument Date | Sep 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5501 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Document Number | 1807000314, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 18077/314 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 3, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5501 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 5501 WESTCOTT CIR, FREDERICK, MD 21703-6500 |
| Document Number | 0156410396 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 15641/396 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 5501 Westcott Cir was $4,714.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,533 | $423,400 Land $120,000 Building $303,400 | |
| 2025 | $4,714.00 | ||
| 2023 | $3,716.00 | $309,600 | $378,600 Land $85,000 Building $293,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5501 Westcott Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5501 Westcott Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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