Emmet County property record for 5501 Howard Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,824 sqft |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,001 (Sep 2015) |
| Tax Bill | $2,308 (2024) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-32-300-001 |
| Primary APN | 01-19-32-300-001 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Area | 360 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5501 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM AT NW COR OF SW 1/4 TH E 20 RDS, S 16 RDS, W 20 RDS, N 16 RDS TO POB. SECTION 32, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 32 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5501 HOWARD RD, PETOSKEY, MI 49770-8816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2015 · Amount on Record |
| Deed Sale | Sep 2, 2015 · Amount on Record |
| Prior Sale | Oct 31, 1998 · Amount on Record |
| Deed Document Number | 20155132040 |
| Deed Book / Page | 1179 / 226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5501 HOWARD RD, PETOSKEY, MI 49770-8816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01196/0760 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 1196/0760 |
| Instrument | 5149636 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Aug 1, 2042 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,600 (+48.75%) Building $166,600 | $333,200 (+48.75%) Building $333,200 | |
| 2024 | $2,308.00 | ||
| 2023 | $112,000 Building $112,000 | $224,000 Building $224,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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