550 Whims Ln, Rochester, MI 48306 Property Records

Oakland County property record for 550 Whims Ln, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,065 sqft · built 1955
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Nov 2021)
Tax Bill	$2,595 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`N-10-34-201-001`

Property Details

APN / Parcel Number

Primary APN	`N-10-34-201-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,065 sqft Living Area
1st Floor Area	1,366 sqft
Basement Area	1,366 sqft
Unfinished Basement	1,366 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	100,624 sqft (2.31 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	550 WHIMS LN
City	ROCHESTER
State	MI
Zip	48306-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 34 WHIMS ACRES NO 1 LOT 23
Legal Range	11E
Legal Township	04N
Legal Section	34
Legal Subdivision	WHIMS ACRES
Legal Lot Number	23
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2006
Census Tract	190500

Owner

Source: Oakland County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 WHIMS LN, ROCHESTER, MI 48306-2669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Nov 10, 2021	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2021257190
Deed Book / Page	57077 / 57
Prior Transfer Date	Nov 23, 2010
Prior Transfer Doc	0000043471
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	550 WHIMS LN, ROCHESTER, MI 48306-2669
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	1ST PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 HARDING AVE, ROCHESTER HILLS, MI 48307-2512

Mortgage

Document Number	0000249649
Date	Oct 28, 2021
Book Page	57032/82
Instrument	249649

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 10, 2021
Property Address	550 WHIMS LN, ROCHESTER, MI 48306-2669
Document Number	0000257190
Book / Page	57077 / 57
Map Reference	LB 78 PG 2
Instrument Date	Oct 6, 2021
Instrument	257190
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 WHIMS LN, 550, ROCHESTER, MI 48306-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 WHIMS LN, ROCHESTER, MI 48306-2669

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,595.00 (-33.01%) Homeowner's exemption	$174,800 (+12.2%)	$349,600 (+12.2%)
2024	$3,874.00 (+40.72%)
2023		$155,790	$311,580
2021	$2,753.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST OAKLAND TOWNSHIP serves 1,923 people · EPA ID MI0004877
Water Source	Groundwater
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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