528 Whims Ln, Rochester, MI 48306 Property Records

Oakland County property record for 528 Whims Ln, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,127 sqft · built 1968
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2022 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-34-201-002`

Property Details

APN / Parcel Number

Primary APN	`N-10-34-201-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,127 sqft Living Area
1st Floor Area	1,205 sqft
Basement Area	1,205 sqft
Unfinished Basement	1,205 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	81,893 sqft (1.88 acres)
Terrain	Rolling
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	528 WHIMS LN
City	ROCHESTER
State	MI
Zip	48306-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 34 WHIMS ACRES NO 1 LOT 22
Legal Range	11E
Legal Township	04N
Legal Section	34
Legal Subdivision	WHIMS ACRES
Legal Lot Number	22
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2006
Census Tract	190500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Apr 6, 2022	Intrafamily Transfer, Transfer
Jun 21, 2022	Intrafamily Transfer, Transfer
Nov 30, 2021	Land Contract, Transfer
Nov 30, 2021	Quit Claim Deed, Transfer Quitclaim
May 2, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
May 30, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
Aug 19, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
May 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 9, 2022
Transfer Doc	0000400896
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

Mortgage

Document Number	0000105765
Date	Apr 19, 2021
Book Page	56100/862
Instrument	105765

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 6, 2022
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Document Number	0000355341
Book / Page	57650 / 735
Map Reference	LB 78 PG 2
Instrument Date	Mar 9, 2022
Instrument	355341
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 21, 2022
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Document Number	0000400896
Book / Page	57874 / 386
Map Reference	LB 78 PG 2
Instrument Date	Mar 9, 2022
Instrument	400896
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

November 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	OAKLAND MI
Recording Date	Nov 30, 2021
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Document Number	0000265277
Book / Page	57126 / 188
Map Reference	LB 78 PG 2
Instrument Date	Nov 11, 2021
Instrument	265277
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WHIMS LANE, CLINTON TOWNSHIP, MI 48036

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 30, 2021
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Document Number	0000265278
Book / Page	57126 / 190
Map Reference	LB 78 PG 2
Instrument Date	Nov 11, 2021
Instrument	265278
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073962
Date	May 2, 2018
Book Page	51773/00433
Instrument	73962

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 28, 2023

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089188
Date	May 30, 2018
Book Page	51855/00757
Instrument	89188

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2028

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

Mortgage

Document Number	0000165284
Date	Aug 19, 2020
Book Page	54682/276
Instrument	165284

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 27, 2025

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	May 28, 2021
Property Address	528 WHIMS LN, ROCHESTER, MI 48306-2669
Document Number	0000139087
Book / Page	56304 / 870
Map Reference	LB 78 PG 2
Instrument Date	Aug 22, 2001
Instrument	139087
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	528 WHIMS LN, ROCHESTER, MI 48306-2669

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,009.00 (-33.01%) Homeowner's exemption	$203,720 (+11.68%)	$407,440 (+11.68%)
2024	$2,999.00 (+15.52%)
2023		$182,420	$364,840
2021	$2,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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