550 Ware Ave, Tappahannock, VA 22560 Property Records

Essex County property record for 550 Ware Ave, Tappahannock, VA 22560

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,056 sqft · built 1974
Lot Size0.209 acres (9,102 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Apr 2023)
Tax Bill$1,177 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jul 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-B-39-E-9

Property Details

APN / Parcel Number

Primary APN32-B-39-E-9
Alternative APN
  • 7966

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,102 sqft (0.209 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area216 sqft
Shed1 Shed
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7966
Street Address550 WARE AVE
CityTAPPAHANNOCK
StateVA
Zip22560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTANYARD FARMS LOT 9 BLK E
Legal SubdivisionTANYARD FARM SD
Legal BlockE
Legal Lot Number9
JurisdictionESSEX VA
Township / Civil DivisionTAPPAHANNOCK
Census Block Group3
Census Block3000
Census Tract950700

Owner

550 Ware Ave is owned and occupied by an individual who bought it in April 2023.

Source: Essex County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address550 WARE AVE, TAPPAHANNOCK, VA 22560
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Warranty Deed, Transfer · FHA Mortgage
VIRGINIA CREDIT UNION INC
Jul 30, 2021Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK
Jun 15, 2021Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2023 · Amount on File
Deed SaleApr 24, 2023 · Amount on File
Deed Document Number2023463
Prior Transfer DateJun 11, 2021
Prior Transfer Doc0000001067
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESSEX VA
Recording DateApr 24, 2023
Property Address550 WARE AVE, TAPPAHANNOCK, VA 22560
Document Number0230000463
Instrument DateApr 6, 2023
Instrument230000463
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 WARE AVE, TAPPAHANNOCK, VA 22560

Mortgage

Document Number0230000464
DateApr 24, 2023
Instrument230000464
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number0230000465
DateApr 24, 2023
Instrument230000465
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX VA
Property Address550 WARE AVE, TAPPAHANNOCK, VA 22560
Transaction TypeMortgage
Record UpdatedJan 31, 2023
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210001320
DateJul 30, 2021
Instrument210001320
Lender
NameATLANTIC UNION BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionESSEX VA
Recording DateJun 15, 2021
Property Address550 WARE AVE, TAPPAHANNOCK, VA 22560
Document Number0210001067
Instrument DateJun 11, 2021
Instrument210001067
Transaction TypeTransfer
Record UpdatedJan 31, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 WARE AVE, TAPPAHANNOCK, VA 22560

Tax Assessment & Valuation

The 2026 property tax bill for 550 Ware Ave was $1,177.

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyEssex County
MunicipalityTappahannock Town
Unified School DistrictEssex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,177.00$214,000 (-) Land $36,300 Building $177,700$214,000 (-) Land $36,300 Building $177,700
2025$1,177.00$214,000 Land $36,300 Building $177,700$214,000 Land $36,300 Building $177,700
2023$1,003.00$137,400 Land $30,000 Building $107,400$137,400 Land $30,000 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Ware Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2003–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Ware Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TAPPAHANNOCK
serves 2,375 people · EPA ID VA4057800
Water SourceGroundwater
Last State InspectionMar 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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