Essex County property record for 545 Ware Ave, Tappahannock, VA 22560
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 1985 |
| Lot Size | 0.229 acres (9,974 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,000 (Nov 2019) |
| Tax Bill | $1,148 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-B-39-B-13 |
| Primary APN | 32-B-39-B-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,974 sqft (0.229 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Deck Area | 60 sqft |
| Storage Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8831 |
|---|---|
| Street Address | 545 WARE AVE |
| City | TAPPAHANNOCK |
| State | VA |
| Zip | 22560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TANYARD FARMS LOT 13 BLK B |
| Legal Subdivision | TANYARD FARM SD |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | TAPPAHANNOCK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950700 |
Source: Essex County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2843, TAPPAHANNOCK, VA 22560-2843 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 20191473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Property Address | 545 WARE AVE, TAPPAHANNOCK, VA 22560 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0180000615 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 180000615 |
| Name | SUNTRUST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 30, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Nov 26, 2019 |
| Property Address | 545 WARE AVE, TAPPAHANNOCK, VA 22560 |
| Document Number | 0190001473 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 190001473 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3488 OLD CHURCH RD, MECHANICSVILLE, VA 23111-6223 |
| Document Number | 0190001474 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 190001474 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Essex County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Municipality | Tappahannock Town |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,148.00 | $208,800 (-) Land $36,300 Building $172,500 | $208,800 (-) Land $36,300 Building $172,500 |
| 2025 | $1,148.00 (-5.36%) | $208,800 (+25.56%) Land $36,300 Building $172,500 | $208,800 (+25.56%) Land $36,300 Building $172,500 |
| 2023 | $1,213.00 | $166,300 Land $30,000 Building $136,300 | $166,300 Land $30,000 Building $136,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TAPPAHANNOCK serves 2,375 people · EPA ID VA4057800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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