550 Sunny Shadows, Excelsior, MN 55331 Property Records

Carver County property record for 550 Sunny Shadows, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,724 sqft · built 1994
Lot Size	0.752 acres (32,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jan 2002)
Tax Bill	$15,272 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-4730050`

Property Details

APN / Parcel Number

Primary APN	`65-4730050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,724 sqft Finished Area
Gross Area	4,800 sqft
1st Floor Area	1,891 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,757 sqft (0.752 acres)
Garage Area	1,052 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	282 sqft
Deck Area	275 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	550 SUNNY SHADOWS
City	EXCELSIOR
State	MN
Zip	55331-8658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 06 TOWNSHIP 116 RANGE 023 SUNNY SHADOWS LOT 005 BLOCK 001
Legal Range	023
Legal Township	116
Legal Section	06
Legal Subdivision	SUNNY SHADOWS
Legal Block	1
Legal Lot Number	5
Jurisdiction	CARVER MN
Township / Civil Division	VICTORIA
Census Block Group	1
Census Block	1000
Census Tract	90402

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 SUNNY SHADOWS, EXCELSIOR, MN 55331-8658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2002 · Amount on Record
Deed Sale	Jan 22, 2002 · Amount on Record
Prior Sale	May 16, 1997 · Amount on Record
Deed Document Number	200254817
Prior Transfer Date	Dec 28, 2001
Prior Transfer Doc	0000054817
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	550 SUNNY SHADOWS, EXCELSIOR, MN 55331-8658
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	SUPREME TITLE INSURANCE AGENCY INC, PREMIER TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SUNNY, EXCELSIOR, MN 55331
Investor	Possibly a Property Investor

Mortgage

Document Number	000A790628
Date	Sep 8, 2025
Instrument	A790628

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Aug 24, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	550 SUNNY SHADOWS, EXCELSIOR, MN 55331-8658
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SUNNY SHADOWS, EXCELSIOR, MN 55331-8658
Investor	Possibly a Property Investor

Mortgage

Document Number	000T233055
Date	Sep 8, 2025
Instrument	T233055

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Aug 24, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	550 SUNNY SHADOWS, EXCELSIOR, MN 55331-8658
Document Number	0000687285
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	550 SUNNY SHADOWS EXCELSIOR MN 553318658, EXCELSIOR, MN 55331-8658

Mortgage

Document Number	0000687285
Date	Nov 26, 2019
Instrument	687285

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Victoria City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,272.00 (+3.93%) Homeowner's exemption	$1,234,100 (+4.85%) Land $324,500 Building $909,600	$1,234,100 (+4.85%) Land $324,500 Building $909,600
2025		$1,177,000 (+0.47%) Land $321,800 Building $855,200	$1,177,000 (+0.47%) Land $321,800 Building $855,200
2024	$14,694.00 (+7.3%) Homeowner's exemption	$1,171,500 (-0.11%) Land $316,300 Building $855,200	$1,171,500 (-0.11%) Land $316,300 Building $855,200
2023	$13,694.00 Homeowner's exemption	$1,172,800 Land $316,300 Building $856,500	$1,172,800 Land $316,300 Building $856,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Victoria serves 10,546 people · EPA ID MN1100009
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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