St. Johns County property record for 550 Side Creek Ln, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,276 sqft · built 2006 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Apr 2025) |
| Tax Bill | $7,337 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103205-0520 |
| Primary APN | 103205-0520 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,276 sqft Living Area |
| Gross Area | 3,676 sqft |
| 1st Floor Area | 1,433 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 186 sqft |
| Patio Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 550 SIDE CREEK LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-6535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 57/35-42 HERITAGE PARK PARCEL E-2 LOT 52 OR6137/614 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 57 |
| Legal Subdivision | HERITAGE PARK PARCEL E-2 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20903 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 550 SIDE CREEK LN, SAINT AUGUSTINE, FL 32084-6535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 15, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Mar 6, 2007 · Amount on Record |
| Deed Document Number | 202532201 |
| Deed Book / Page | 6137 / 614 |
| Prior Transfer Date | Feb 12, 2018 |
| Prior Transfer Doc | 0045161144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 550 SIDE CREEK LN, SAINT AUGUSTINE, FL 32084-6535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 550 SIDE CREEK LN, SAINT AUGUSTINE, FL 32084-6535 |
| Document Number | 0054991315 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 5499/1315 |
| Instrument | 2022019893 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 550 SIDE CREEK LN, SAINT AUGUSTINE, FL 32084-6535 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049561188 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 4956/1188 |
| Instrument | 2020042852 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 15, 2018 |
| Property Address | 550 SIDE CREEK LN, SAINT AUGUSTINE, FL 32084-6535 |
| Document Number | 0045161144 |
| Book / Page | 4516 / 1144 |
| Map Reference | MB37 PG35 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 2018017252 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 TOSCANA LN, 132, ST AUGUSTINE, FL 32092-4521 |
| Name | Verified Name |
|---|---|
| Address | 550 SIDE CREEK LN, SAINT AUGUSTINE, FL 32084-6535 |
| Document Number | 2018017253 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 2018017253 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,754 (-21.15%) | $412,947 (-1.86%) Land $85,000 Building $327,947 | |
| 2025 | $7,337.00 (+100.41%) | $420,766 (+103.96%) | $420,766 (+0.44%) Land $80,000 Building $340,766 |
| 2024 | $3,661.00 (+4.18%) | ||
| 2023 | $3,514.00 (+2.24%) Homeowner's exemption | $206,295 (+3%) | $418,905 (-1.52%) Land $90,000 Building $328,905 |
| 2022 | $3,437.00 Homeowner's exemption | $200,286 | $425,390 Land $80,640 Building $344,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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